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| Personal VISA Credit Cards |
| Get what you need with 1% cash back! |
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| Highlights of a WECU VISA |
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1% cashback reward on purchases
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No annual fee
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Low annual percentage rate (APR)
(Classic 12.9% APR / Platinum 9.5% APR)
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Cash advances by telephone
at 360.676.1168 or 800.525.8703
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25 day grace period
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Low monthly payments
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Travel accident insurance ($250,000 Classic / $500,000 Platinum) when you purchase travel tickets with your VISA
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Local service you can trust
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| Credit Disclosure |
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Visa Classic
Annual Percentage Rate
for Purchases & Balance Transfers:
12.9%
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Visa Platinum*
Annual Percentage Rate
for Purchases & Balance Transfers:
9.5%
*electronic payment REQUIRED (automatic payment or funds transfer via E-Max or Tele-Max)
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Annual Percentage Rate for Cash Advances
Visa Classic and Visa Platinum: 12.9%
No fee for cash advances done at a WECU branch office; however, interest starts accruing from the date of the advance.
Annual Fee: None
Overlimit Fee: $10.00
Late Fee: 5% of minimum payment or $5.99, whichever is greater
Grace Period for Purchases: If you pay your new balance in full within 25 days of your billing date each month you will avoid finance charges on purchases.
Method of Computing Balances for Purchases:
Average Adjusted Daily Balance (including current transactions).
Click here for full disclosures regarding our VISA products.
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| Payment Protection: |
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With Payment Protection, you'll find comfort in knowing that an emotional tragedy doesn't have to become a financial one. Disability protection makes your monthly loan payment should you become disabled due to a covered illness or injury. Life protection reduces or pays off your eligible loan balance should you die before paying off your loan.
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Automatic eligibility for most borrowers.
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No medical screening.
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Premium included in your loan payment.
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Low group rates that are the same for every borrower.
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Protection of your loan collateral and credit rating.
For more information about Payment Protection, click here.
Price varies depending on selected protection and loan type.
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| Limit Increases |
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To request a credit limit increase on you WECU VISA, simply fill out an application. Use the same account number that you already have a VISA on, and we'll evaluate your request on your existing VISA. If you have any questions, please call our full service call center. We can get you started with your limit increase right over the phone.
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