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Deposit Rates: Service Rates & Fees |
| General Services | |
| Travelers Cheques (regular) | no fee |
| Travelers Cheques (Checks for Two) | $.50 per $100 |
| Wire transfers (outgoing) | $10.00 |
| Unlocatable dormant account | $12.00 annually |
| Cashiers checks (one free per month) | $2.00 |
| Contract Collection | $50.00 set-up; $6.50 per payment |
| Canadian official check | $5.00 |
| Canadian official check stop payment | $10.00 |
| Foreign check | $5.00 |
| Foreign check exchange, bonds and bond coupon redemption registered mail | $5.00 |
| Foreign currency order | $12.00 |
| Foreign currency exchange | no fee (rates differ for buying and selling) |
| Foreign currency special order, bonds and bond coupon | $15.00 member buy; $10.00 member sell |
| Money orders | $1.00 per money order |
| VISA Gift Card | $2.00 per card |
| VISA Gift Card custom order / bulk shipping (orders of less than 25 cards; in addition to per-card fee of $2.00) |
$10.00 per order |
| Checking/Savings Accounts | |
| To open a WECU primary savings account | $5.00 |
| (Initial deposit to remain in your account for the life of the account.) | |
| Inactive savings account fee | $2.00 per month |
| (When the account meets the following criteria: There have been no deposits or withdrawals during the preceding 12 months; a checking account, VISA , Terms Savings Certificate or loan is not tied to the savings account; the savings account has a balance less than $100; the member is older than 18 years of age) | |
| Inactive checking account fee | $1.00 per month |
| (When the account meets all the following criteria: The checking account balance is less than $100; there has been no activity throughout the month, this includes deposits, cash, check, or ATM withdrawals, and ACH transactions) | |
| Check Plus checking account fee (when $1,000 minimum balance is not maintained in checking) | $5.00 per month |
| Business Economy Checking account fee (when $250 minimum balance is not maintained in checking) | $5.00 per month |
| Business Economy Checking fee per check, ACH and other debits (over 99 items per month) | $.10 per item |
| Business Account deposit transaction fee (over 49 checks per month) | $.10 per check |
| Business Basic Checking account fee (when $1,500 minimum balance is not maintained in checking) | $7.00 per month |
| Business Basic Checking fee per check, ACH and other debits (over 99 items per month) | $.10 per item |
| Check Copy | $1.00 |
| Check stop payment (includes cashiers checks) | $10 per check |
| NSF returned check | $13.00 |
| Overdraft | $13.00 |
| Overdraft transfer by computer | $2.00 per transfer |
| Statement copy | $1.00 per copy |
| Account research | $15.00 per hour |
| Checks (WECU® branded) | $9.95 per box |
| Price varies by style | |
| Checking account closure due to abuse | $25.00 |
| Electronic Funds Transfer (EFT) Services | |
| ATM withdrawals- no fee using WECU owned ATMs / non-WECU owned: first 5 free per calendar month - each additional | |
| (There is no WECU charge for transactions for Point of Sale and Debit Card transactions.) | $.50 |
| Debit card expedited order | $12.00 |
| E-Pay stop payment | $10.00 |
| E-Pay check copy | $7.50 |
| E-Pay Regular Bill Payment | No Fee |
| E-Pay Expedited Bill Payment | $9.95 |
| ATM/EFT Overdraft Fee | $13.00 |
| ACH Returned Item Fee | $13.00 |
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Safe Deposit Box Services |
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Available at the following branch locations: |
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| Annual Rental Fees | |
| 3x5 | $12.00 |
| 3x10 | $25.00 |
| 5x10 | $45.00 |
| 9x10 (only available at Holly) | $65.00 |
| 10x10 (not available at Holly) | $65.00 |
| Lost key | $8.00 |
| Drilling of box (when keys lost) | $85.00 |
All rates and fees are subject to change without notice.