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Home Equity Line of Credit

Home Equity Loans

Need more room for the family? Recreate your space with a WECU® Home Equity loan.

Planning some home improvement projects? Treat yourself to new colors in your home, or escape to somewhere exciting. With a WECU® Home Equity Loan you can spoil yourself as well as your friends and family! Apply online anytime using our secure application.

The Nuts and Bolts of a Home Equity Loan at WECU:

A WECU® Home Equity Loan can also be used to help fund whatever your dreams may be. Now you can borrow up to 80% of the value of your home for:

  • Finances: education expenses • debt consolidation • medical expenses • taxes
  • Home Improvement
  • Transportation: new car, SUV, truck, motorcycle or bicycle
  • Dreams-come-true: wedding • honeymoon • dream vacation • Boat or RV

Highlights of a Home Equity Loan at WECU:

  • Your home serves as collateral
  • Borrow up to 80% of the value of your home (rate depends on % of documented value)
  • Tax deductible interest (consult your tax advisor to see if you qualify)
  • Low fees
  • Fast approval process
  • Automatic payment options
  • Optional Payment Protection
  • Easy access to your loan accounts via E-Max online banking and Tele-Max phone banking

Home Equity Line of Credit (HELOC)

The Nuts and Bolts of a HELOC at WECU:

A WECU® Home Equity Line of Credit can also be used to fund help fund whatever your dreams may be. Now you can borrow up to 80% of the value of your home for anything, including:

  • Finances: education expenses • debt consolidation • medical expenses • taxes
  • Transportation: vehicle, RV or boat repairs, upgrades and/or accessories
  • Dreams-come-true: wedding • honeymoon • dream vacation
  • Home Improvement: New kitchen, bathroom, deck or patio • landscaping • hot tub or pool

Highlights of a HELOC at WECU:

  • Revolving line of credit in which your home serves as collateral
  • Borrow up to 80% of the documented value of your home
  • Draw period of 10 years
  • Repayment period of 20
  • Pay principal and interest only of the amount advanced
  • Tax deductible interest (consult your tax advisor to see if you qualify)
  • Low fees
  • Fast approval process
  • Automatic payment options
  • Easy access to your loan accounts via E-Max online banking and Tele-Max phone banking