Wire Transfers
All WECU® members can send a wire at the low cost of $10. There is no service charge for incoming wires sent to your WECU® account.
Timing
For wires to be sent the same business day, we must receive your wire request (in full) by 1:00 in the afternoon.
How to Request a Wire
- Visit any branch during business hours
- Contact the WECU® Call Center at (360) 676-1168
- We do not, for security reasons accept wire transfer requests by email.
Service Charges
There is a service charge of $10.00 per wire transfer. This service charge will be charged to your account along with the wire amount.
Required Information
- Domestic Wire Transfer
- Sender's name, address and daytime phone number
- Sender's account number and account type*
- Receiving institution's name, branch address and 9-digit ABA routing number**
- Intermediary institution name and account number (if applicable)
- Beneficiary's name and address
- Beneficiary's account number
- Foreign Wire Transfer
- IMPORTANT: WECU® cannot send funds directly to a foreign institution; we must go through Western Union, which in turn transfers the funds on to the foreign institution.
- Sender's name, address and daytime phone number
- Sender's account number and account type*
- Receiving/correspondent institution's name, branch address and 9-digit ABA routing number**
- Intermediary institution name and account number (if applicable)
- Beneficiary's overseas institution name, branch address and account number or SWIFT code
- Beneficiary's name, address (if available) and account number or IBAN number
- Recurring Wire Transfer
- Sender's name, address and daytime phone number
- Sender's account number and account type*
- Receiving/correspondent institution's name, branch address and 9-digit ABA routing number**
- Intermediary institution name and account number (if applicable)
- Beneficiary's institution name, branch address and account number or SWIFT code (if outside USA)
- Beneficiary's name, address (if available) and account number or IBAN number
* Eligible account types: Savings, Checking, Personal Line of Credit, HELOC
** Note: the receiving/correspondent institution must be located within the USA
If you wire money on a regular basis you may want to create a Phone Verification Password for extra security. You must create this code in person at any WECU® branch.
Request & Confirmation
To initiate an outgoing wire transfer, please call our full-service call center at 360.676.1168, or toll-free at 800.525.8703. You may be required to complete and submit an outgoing wire transfer request form. Please note: it is important that you speak with one of our call center representatives before completing the form.
When all of the required information has been received, you must also be available by telephone to confirm a wire transfer request. We will mail a printed confirmation with a transaction receipt once a wire has been sent.
