At WECU®, your business is our business.

Highlights of a WECU® Classic Business VISA credit card

  • 1% cash back bonus on purchases!
  • No annual fee
  • Low annual percentage rate - 12.9% fixed APR
  • Low monthly payments
  • $250,000 Travel accident insurance when you purchase travel tickets with your VISA
  • Auto Rental Collision Damage Waiver
  • Secure online purchases with Verified by Visa
  • Optional Payment Protection *
  • 24 hour access to your accounts with
  • E-Max online banking and Tele-Max audio response
  • Local service you can trust

Click here to apply now!

Payment Protection

With Payment Protection, you'll find comfort in knowing that an emotional or physical tragedy doesn't have to become a financial one. Disability protection makes your monthly loan payment should you become disabled due to a covered illness or injury. Life protection reduces or pays off your eligible loan balance should you die before paying off your loan.

  • Automatic eligibility for most borrowers.
  • No medical screening
  • Premium included in your loan payment.
  • Low group rates that are the same for every borrower
  • Protection of your loan collateral and credit rating

For more information about Payment Protection, click here.

Price varies depending on selected protection and loan type.

* Payment Protection is only available to Sole Proprietors

WECU Business Visa Verified By VISA

Credit Disclosure

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases, Cash Advances, and Balance Transfers 12.9%
Annual Fee None
Transaction Fees
  • Cash Advance Fee: None
Penalty Fees
  • Late Payment Fee: 5% of minimum monthly payment, or $15.99, whichever is greater
  • Overlimit Fee: $10.00
  • NSF/Return Check Fee: $5.00
Other Fees
  • Foreign Transaction Fee: Up to 1% of the US dollar amount of the foreign Transaction
Grace Period for Purchases Your due date is 25 days after the close of each billing cycle. We will not charge interest on current purchases if you pay the New Balance for Purchases by the due date each month.
Method of Computing Balances for Purchases Average Adjusted Daily Balance (Including current transactions)
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at