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| Account Type | Standard Dividend Rate¹ | Standard APY² | Minimum Opening Balance | Minimum Daily Balance | Dividend Schedule³ | Monthly Fee |
|---|---|---|---|---|---|---|
| First Step Checking⁴ | 2.50% on first $250 | 2.50% on first $250 | $1 | $0 | - | $0 |
| Regular Checking | Non-dividend-bearing | Non-dividend-bearing | $0 | $0 | - | $0 |
| Check Plus | 0.05% | 0.05% | $0 | $1,000 | Monthly | $5 if minimum balance is < $1,000 |
| Money Market Checking ($0-$99,999) | 0.05% | 0.05% | $0 | $0 | Monthly | $0 |
| Money Market Checking ($100,000+) | 0.15% | 0.15% | $0 | $0 | Monthly | $0 |
| SafeCard Checking | Non-dividend-bearing | Non-dividend-bearing | $0 | $0 | - | $4 |