|Account Type||Standard Dividend Rate¹||Standard APY²||Minimum Opening Balance||Minimum Daily Balance||Dividend Schedule³||Monthly Fee|
|First Step Checking⁴||2.50% on first $250||2.50% on first $250||$0||$0||-||$0|
|Check Plus||0.05%||0.05%||$0||$1,000||Monthly||$5 if minimum balance is < $1,000|
|Money Market Checking ($0-$99,999)||0.05%||0.05%||$0||$0||Monthly||$0|
|Money Market Checking ($100,000+)||0.15%||0.15%||$0||$0||Monthly||$0|
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