Education Savings Accounts

Account Type	Standard APY¹	With Spend Plus Checking APY	Minimum Opening Balance	Dividends Compounded & Credited	Dividend Period²
First Step Savings³	7.00% on first $500	N/A	$1*	Quarterly	Quarterly
Stash (Emergency) Savings⁴	6.00% on first $2500	N/A	$1*	Monthly	Monthly
Regular Savings	0.10%	N/A	$1*	Quarterly	Quarterly
High Yield Plus Savings⁵ ($500,000.01+)	2.75%	4.00%	$1*	Monthly	Monthly
High Yield Plus Savings⁵ ($100,000.01-$500,000.00)	2.50%	3.50%	$1*	Monthly	Monthly
High Yield Plus Savings⁵ ($50,000.01-$100,000.00)	2.25%	3.00%	$1*	Monthly	Monthly
High Yield Plus Savings⁵ ($0 - $50,000.00)	0.01%	0.50%	$1*	Monthly	Monthly
Money Market ($100,000+)	2.50%	N/A	No Minimum	Monthly	Monthly
Money Market ($0-$99,999)	0.50%	N/A	No Minimum	Monthly	Monthly
Education Savings (HSA)	0.10%	N/A	No Minimum	Quarterly	Quarterly
Health Savings (HSA)	0.10%	N/A	No Minimum	Quarterly	Quarterly
Trust, Estate, or IRA Savings	0.50%	N/A	No Minimum	Quarterly	Quarterly

Account Type

Standard APY¹

With Spend Plus Checking APY

Minimum Opening Balance

Dividends Compounded & Credited

Dividend Period²

First Step Savings³

7.00% on first $500

N/A

$1*

Quarterly

Stash (Emergency) Savings⁴

6.00% on first $2500

N/A

$1*

Monthly

Regular Savings

0.10%

N/A

$1*

Quarterly

High Yield Plus Savings⁵ ($500,000.01+)

2.75%

4.00%

$1*

Monthly

High Yield Plus Savings⁵ ($100,000.01-$500,000.00)

2.50%

3.50%

$1*

Monthly

High Yield Plus Savings⁵ ($50,000.01-$100,000.00)

2.25%

3.00%

$1*

Monthly

High Yield Plus Savings⁵ ($0 - $50,000.00)

0.01%

0.50%

$1*

Monthly

Money Market ($100,000+)

2.50%

N/A

No Minimum

Monthly

Money Market ($0-$99,999)

0.50%

N/A

No Minimum

Monthly

Education Savings (HSA)

0.10%

N/A

No Minimum

Quarterly

Health Savings (HSA)

0.10%

N/A

No Minimum

Quarterly

Trust, Estate, or IRA Savings

0.50%

N/A

No Minimum

Quarterly

Benefit before undergrad.

Unlike a 529 plan, you can use your kid’s Coverdell ESA to pay for their elementary and secondary education expenses, too.

Earnings that go where you want.

Tax-free earnings on your contributions mean every penny goes toward your kid’s education. Isn’t that the whole point?

Everyone plays a part.

Family and friends can also contribute to your kid’s ESA, giving everyone the chance to invest in your children’s future.

Waste not, want not.

If your oldest gets a scholarship, you can roll their funds into an ESA for your youngest.

Education Savings Accounts

Education Savings Account Rates

More Features

Benefit before undergrad.

Earnings that go where you want.

Everyone plays a part.

Waste not, want not.

Setting Up An Education Savings Account Is Easy.

Benefit before undergrad.

Earnings that go where you want.

Everyone plays a part.

Waste not, want not.

Setting Up An Education Savings Account Is Easy.

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