Personal VISA Credit Cards
Get what you need with 1.0% cash back
Highlights of a WECU® VISA
- 1.0% cash back reward on purchases
- No annual fee
- Low annual percentage rate (APR)
- VISA Classic 12.9% APR
- VISA Platinum 9.5% APR
- No-Fee Balance Transfers
- Cash advances by telephone at 360.676.1168 or 800.525.8703
- Low monthly payments
- Travel accident insurance ($250,000 Classic / $500,000 Platinum) when you purchase travel tickets with your VISA
- Basic Protection Package (for Platinum cards)
- Auto Rental Collision Damage Waiver (for Classic cards)
- Withdraw up to $500 every 24 hours at ATMs
- Secure online shopping with Verified by Visa
- Optional Payment Protection available
- Easy access to your loan accounts with E-Max online banking and Tele-Max audio response
- Local service you can trust
- Additional security -we participate in Verified by Visa, a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction. For more information about Verified by Visa click the Verified by Visa logo at the bottom right of the page.
With Payment Protection, you'll find comfort in knowing that an emotional tragedy doesn't have to become a financial one. Disability protection makes your monthly loan payment should you become disabled due to a covered illness or injury. Life protection reduces or pays off your eligible loan balance should you die before paying off your loan.
- Automatic eligibility for most borrowers.
- No medical screening.
- Premium can be included in your loan payment.
- Low group rates that are the same for every borrower.
- Protection of your loan collateral and credit rating.
More information about Payment Protection (Price varies depending on selected protection and loan type.)
To request a credit limit increase on your WECU® VISA, simply fill out an application. Use the same account number on which you already have a VISA, and we'll evaluate your request on your existing VISA. If you have any questions, please call our full service call center. We can get you started with your limit increase right over the phone.