WECU® Credit Cards

Find the WECU® Visa that works for you!

Rewards VISA
Choice
Classic VISA
Classic
Platinum VISA
Platinum
Business VISA
Business
Student VISA
Student
Secured VISA
Secured

WECU Choice VISA

WECU<sup>®</sup> VISA Rewards
Annual Percentage Rate for Purchases, Balance Transfers and Cash Advances:
9.9% - 19.9%

Rates are variable and based on credit worthiness and the Prime Rate index.
Annual Fee: $0
Apply Now
Benefits
Disclosures

Features

  • Earn 1.5 points for every dollar you spend (cash advances and balance transfers excluded)
  • Redeem points at $.01 per point for cash, travel, gift cards or for a charity of your choice.
  • No caps on how many points you can accumulate
  • Rewards Points don't expire
  • No-Fee Balance Transfers (Balance Transfer Request Form)
  • Travel accident insurance ($250,000) when you purchase travel tickets with your VISA
  • Auto Rental Collision Damage Waiver
  • Trip Cancellation, Trip Delay, and Warranty Manager coverage
  • No international transaction fee
  • EMV chip card
  • How to access your rewards profile in Online Banking
  • More Rewards Information

VISA Classic

WECU<sup>®</sup> VISA Classic
Annual Percentage Rate for Purchases, Balance Transfers, and Cash Advances 12.9%
Annual Fee $0
Apply Now
Benefits
Disclosures

Features

  • 1% cash back reward on purchases
  • No-Fee Balance Transfers (Balance Transfer Request Form)
  • Travel accident insurance ($250,000) when you purchase travel tickets with your VISA
  • Auto Rental Collision Damage Waiver
  • Withdraw up to $500 every 24 hours at ATM
  • Secure online shopping with Verified by Visa
  • Optional Payment Protection available
  • EMV chip card

VISA Platinum

WECU<sup>®</sup> VISA Platinum
Annual Percentage Rate for Purchases and Balance Transfers 9.5%
Annual Fee $0
Annual Percentage Rate for Cash Advances 12.9%
Apply Now
Benefits
Disclosures

Features

  • 1% cash back reward on purchases
  • No-Fee Balance Transfers (Balance Transfer Request Form)
  • Electronic Payments Required
  • Travel accident insurance ($500,000) when you purchase travel tickets with your VISA
  • Basic Protection Package
  • Withdraw up to $500 every 24 hours at ATM
  • Secure online shopping with Verified by Visa
  • Optional Payment Protection available
  • EMV chip card

Business VISA

WECU<sup>®</sup> VISA Business
Annual Percentage Rate for Purchases, Balance Transfers, and Cash Advances 12.9%
Annual Fee $0
Apply Now
Benefits
Disclosures

Features

  • 1% cash back reward on purchases
  • No-Fee Balance Transfers (Balance Transfer Request Form)
  • Travel accident insurance ($250,000) when you purchase travel tickets with your VISA
  • Auto Rental Collision Damage Waiver
  • Trip Cancellation, Trip Delay, Travel and Emergency Assistance Service coverage
  • Secure online purchases with Verified by Visa
  • Optional Payment Protection Available for Sole Proprietors
  • EMV chip card

Student VISA

WECU<sup>®</sup> Student
Annual Percentage Rate for Purchases, Balance Transfers, and Cash Advances 12.9%
Annual Fee $0
Benefits
Disclosures

Features

  • 1% cash back reward on purchases
  • No-Fee Balance Transfers (Balance Transfer Request Form)
  • Travel accident insurance ($250,000) when you purchase travel tickets with your VISA
  • Auto Rental Collision Damage Waiver
  • Secure online shopping with Verified by Visa
  • Optional Payment Protection available
  • EMV chip card
  • Student Visa Seminar invitations are sent to 16-18 year old account holders. You must attend the Student Visa Seminar to be approved. 2017 Student Visa Dates are 1/19, 3/21, 5/9, 7/13, 9/6 and 11/15. Questions? Please contact grp.marketing@wecu.com

Secured VISA

WECU<sup>®</sup> Secured VISA
Annual Percentage Rate for Purchases, Balance Transfers, and Cash Advances 12.9%
Annual Fee $0
Apply Now
Benefits
Disclosures

Features

  • Tell us how much you would like your limit to be when you apply and, if approved, we'll "freeze" that amount in your savings account using this as collateral for your credit card.
  • Continue to earn high dividends on your savings account balance even though you are unable to use the funds.
  • Helps to build your credit and solidifies your payment relationship with WECU®.
  • Automatic payment options.
  • No-Fee Balance Transfers (Balance Transfer Request Form)
  • Fixed rate of 12.9% and a 1% cash back bonus at the end of each year
  • Optional Payment Protection available
  • Please note that the application process for secured Visas includes pulling your credit report and obtaining your financial information. Although this is a secured loan, we must still ensure that you can afford to make the payments.

WECU Choice VISA Points Calculator

Move the slider to select the amount to spend each month:

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