Earn more with
High Yield Plus Savings*

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Start My High Yield Savings

Save More Without Locking Up Your Money

High Yield Plus Savings helps you earn more while keeping your money accessible. Make deposits, set up automatic transfers, and move money digitally between WECU accounts when you need to.

  • Competitive savings rates
  • No monthly maintenance fees
  • Unlimited withdrawals

Open High Yield Plus Savings

Federally Insured

Not-For-Profit

Trusted Since 1936

4-Star Rated App**

Earn more when you pair with a Spend Plus Checking Account1

Account Balance With Spend Plus Checking APY² Without Spend Plus Checking APY²
$500,000.01+ 3.50% APY 2.50% APY
$100,000.01 - $500,000.00 3.00% APY 2.25% APY
$50,000.01 - $100,000.00 2.75% APY 2.00% APY
$0-$50,000.00 0.50% APY 0.01% APY

1See our Rate and Fee Schedule for more information on High Yield Plus Savings accounts and Spend Plus Checking account fees, terms, and conditions. A Spend Plus Checking account is required to receive the highest rate. Must be tax reporting owner on both accounts. Minimum opening deposit of $1 is required. Rates are subject to change. Fees could reduce earnings. APY is accurate as of January 6, 2026.

2APY = Annual percentage yield.

The current rate, account terms and conditions, and fees applicable to your Savings Accounts with Whatcom Educational Credit Union (WECU) are a part of your Membership and Account Agreement.

The rates appearing above are accurate and effective for Savings Accounts as of the effective date. Fees could reduce earnings. Rates may be subject to change. See our Truth-In-SavingsTruth-In-Savings and our Rate and Fee Schedule for more information. If you have any questions on your accounts, please call WECU at 360-676-1168, toll-free 800-525-8703, or TTY 800-833-6388.

Why Open High Yield Plus Savings?

Earn a Competitive Rate
Grow your savings faster than with a traditional savings account.*

No Monthly Maintenance Fees
Keep more of what you earn with a simple savings option.

Flexible Access
Enjoy unlimited withdrawals and easy access to your funds.

Open Online in Minutes
Start saving quickly with a secure digital application.

Built for Everyday Savers

High Yield Plus Savings is a strong fit if you want to:

  • • Build emergency savings
  • • Save for a future goal
  • • Earn more on money you want to keep accessible
  • • Set up automatic deposits
  • • Bank with a trusted, member-owned credit union

Why Choose WECU Credit Union?

WECU is a not-for-profit financial institution focused on helping members grow financially.
Earnings are returned to members through competitive rates, minimal fees, and people-first service.
You are not just a customer. You are a member.

Start Growing Your Savings Today

Open High Yield Plus Savings online in minutes with WECU.

Open Your High Yield Plus Savings Now

Safe. Secure. Federally insured by NCUA.

If you live, work, worship, or attend school in Washington, you and your family can become members. Membership is free.†

* See our Rate and Fee Schedule for more information on High Yield Plus Savings accounts and Spend Plus Checking account fees, terms, and conditions. A Spend Plus Checking account is required to receive the highest rate. Must be tax reporting owner on both accounts. Minimum opening deposit of $1 is required. Rates are subject to change. Fees could reduce earnings. APY is accurate as of January 6, 2026.

** WECU Mobile is rated 4.8 in the Apple App Store and 4.7 in Google Play, as of October 2025.

† Returning members must be in good standing.

Please Note

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