Checking
Get paid, move money, pay bills, and manage all your everyday banking needs.
Refinance and Get Paid
Get up to $500 cashback when you refinance your car, motorcycle, or RV with WECU.*
Great rates, low fees
When you’re thinking about your next big money decision – building credit, buying a car or house, or consolidating debt – you can count on WECU for competitive rates, low fees, and expert advice.
See All Rates
Auto Loans
Wherever the Road Takes You
Whether you're shopping for a brand-new ride or a reliable used car, our auto loans offer competitive rates and repayment options to fit your budget. Get prequalified today!
Refer a Friend
Give $50, Get $100
Tell a friend about WECU and you'll BOTH be rewarded when they open a Spend Plus or Spend Free checking account!**
90th Anniversary
Celebrating 90 Years of WECU
WECU was founded in 1936 as the Bellingham Teacher’s Credit Union. Today, we serve over 170,000 members. Here’s to the next 90 years of serving our members and strengthening our communities together.
Get Banking On-The-Go
Members love WECU Mobile
Download our 4.8-star app‡ today to check balances, move money, and deposit checks anytime, anywhere. Learn more about online services
Best in Northwest
WECU has again been voted the best banking institution (Gold) in the Best of the Northwest Readers’ Choice Awards, hosted by Bellingham Alive magazine.
Read On >
WECU Events Calendar
We are proud to be active in our communities. Check out our events calendar to locate WECU sponsored events in Skagit and Whatcom counties.
See the Events Calendar >Fraud Prevention Webinar
Join us on November 4th to learn how to protect your money and personal information.
Learn More >* APR = Annual Percentage Rate. Members will receive 1% cash back on the total new loan amount, up to $500. Cash back will be rounded up to the nearest $5, on the total new loan amount. Cash-back amounts range from $50 to $500 for qualifying car, motorcycle, and RV loans of $5,000 or more. Boat loans, existing WECU loans, and lease buyouts are not eligible. Offer available through 12/31/2026 and subject to change without notice.
** See Terms and Conditions. Must meet eligibility requirements. Spend Plus or Spend Free Checking required. $1 minimum opening deposit. APY may vary, see Rate and Fee Schedule. Offer requirements must be fulfilled within 60 days of opening account. Reward will be paid after 60 days if offer requirements are met. Offer may change or discontinue at any time. This offer is not redeemable with any other new member offer.
‡ WECU Mobile is rated 4.8 in the Apple App Store and 4.7 in Google Play, as of October 2025.