Checking
Get paid, move money, pay bills, and manage all your everyday banking needs.
Great rates, low fees
When you’re thinking about your next big money decision – building credit, buying a car or house, or consolidating debt – you can count on WECU for competitive rates, low fees, and expert advice.
See All Rates
Quick and No Risk
Prequalify today!
Prequalify for a personal loan, auto loan, or credit card in minutes, with no impact to your credit score!§
Whatcom and Skagit Libraries
WECU Official Community Partner of Whatcom and Skagit Library Summer Reading Programs
WECU has partnered with several Whatcom and Skagit Counties library systems to support their summer reading programs. WECU’s support will enable each library system to improve its programs and purchase more books for participating students and community members.
POWERED BY COMMUNITY
What is YOUx?
YOUx is the place for WECU members to engage, share feedback, and earn rewards while also helping to influence the future of the credit union.
Member Benefits
Early Payday
Get your paycheck up to two days earlier†† with a WECU checking account. You’ve earned it.
Get Banking On-The-Go
Members love WECU Mobile
Download our 4.8-star app‡ today to check balances, move money, and deposit checks anytime, anywhere. Learn more
Mount Vernon First Time Homebuyer Seminar
June 14
Take the first step towards homeownership with confidence. Join us at our Mount Vernon branch and bring along friends, family, or colleagues who may benefit. Reserve your spot today, as attendance is limited.
Register Now >First Step Visa Seminar
Sign your teenager up for our next First Step Visa Seminar on Wednesday August 16, from 6:00 PM – 7:30 PM to teach them how to start building credit responsibly.
RSVP Today >WECU Sponsored Community Events
Refer to our events calendar to locate WECU sponsored events in Skagit and Whatcom counties. Stop by and say hello!
Learn More >13x rewards points applies to Dining, Entertainment, Home Improvement, and Streaming purchases. All other categories receive 1x rewards points.
20% Intro APR for 12 months on purchases and balance transfers. Balances transferred from existing WECU cards do not qualify. 12-month period ends after 12 statement cycles. After 12 months, variable rate of 18.90% APR – 25.90% APR will apply, depending on creditworthiness. Rates and terms subject to change at any time without notice.
3To receive 25,000 bonus points, you must spend $2,500 on your WECU Lux Visa in the first 90 days.
* APR = Annual Percentage Rate
†† Early access to automatic deposits depends on the day the money is sent. WECU deposits the funds on the business day the payment is received, which may be up to 2 days earlier than the scheduled payment date
‡ WECU Mobile is rated 4.8 in the Apple App Store and 4.6 in Google Play, as of April 2023.