Checking
Get paid, move money, pay bills, and manage all your everyday banking needs.
Introducing WECU Hive Card
✓ Choose 3%, 2%, and 1% Rewards1
✓ Gas, Groceries, and Everyday Essentials
✓ No Annual Fee
✓ $150 Bonus2
Great rates, low fees
When you’re thinking about your next big money decision – building credit, buying a car or house, or consolidating debt – you can count on WECU for competitive rates, low fees, and expert advice.
See All Rates
2024 Recap
Annual Message to Membership
In her annual message to WECU’s members, President & CEO Jennifer Kutcher highlights the various ways WECU has contributed to the community in 2024, including a donation of $50,000 to local food banks.
Best of the Northwest Winner
WECU Secures Top Spot Again
WECU has once again been voted the best banking institution (Gold) in the Best of the Northwest Readers Choice Awards, hosted by Bellingham Alive magazine. With more than 1 million votes, this marks the ninth time WECU has earned this recognition, highlighting its continued dedication to the financial well-being of the community.
Expert Insights
Featuring Reid Frederick
As we step into 2025, many of us are thinking about improving our financial habits, setting goals, and making smarter money decisions. To help guide this conversation, we have Reid Frederick, WECU’s Personal Finance Expert, breaking down WECU Wrapped—a unique look at how our nearly 170,000 members spent their money in 2024.
Get Banking On-The-Go
Members love WECU Mobile
Download our 4.8-star app‡ today to check balances, move money, and deposit checks anytime, anywhere. Learn more about online services
Bellingham Bells Opening Day
Join WECU for Opening Day at the Bellingham Bells on Tuesday, June 3. WECU members who show their debit or credit card can buy one general admission Bellingham Bells ticket and get one for free all season long.
Bellingham Bells Opening Day >
WECU Donates $50,000
WECU is proud to announce a $50,000 donation to support food banks in Whatcom and Skagit Counties. This contribution comes at a pivotal moment, as food bank usage has increased dramatically in recent years...
Read More >First Step Visa Seminar
The First Step Visa program allows young people to learn about maintaining good credit and avoiding bad debt. Join us on August 20.
Register Now >Education Grant Expansion
WECU is pleased to announce that its Education First Grant Program, initially providing $125,000 over two years has received an additional boost.
Read More About the Grant Expansion >
WECU Events Calendar
We are proud to be active in our communities. Check out our events calendar to locate WECU sponsored events in Skagit and Whatcom counties.
See the Events Calendar >1Cardholder will select one Everyday Essential category for 3x rewards and one Food & Beverage category for 2x rewards each month. All other categories receive 1 point per $1. Rewards points apply to qualifying purchases. See Member Rewards Terms and Conditions for details.
2To receive $150, you must spend $1,500 in qualifying purchases on your WECU Hive Card in the first 90 days.
*APR = Annual Percentage Rate
**Annual Percentage Yield (APY). See Truth-In-Savings and our Rate and Fee Schedule. Fees may reduce earnings. First Step Savings is available for ages 0-19 years with a parent/guardian joint signer. It earns 7.00% APY on balances up to $500. Regular savings rate applies to balances above $500; dividend rate of 0.25%, APY of 0.25%. Dividend Period for balances above $500 is quarterly and dividends compound quarterly. No monthly fee or minimum balance. $1 to open. APY is accurate as of April 01, 2024.
‡ WECU Mobile is rated 4.8 in the Apple App Store and 4.7 in Google Play, as of December 2024.