Checking
Get paid, move money, pay bills, and manage all your everyday banking needs.
First Step
Savings Account
Start your child’s financial journey early by opening a First Step Savings Account. Earn 7.00% APY on the first $500.**
Great rates, low fees
When you’re thinking about your next big money decision – building credit, buying a car or house, or consolidating debt – you can count on WECU for competitive rates, low fees, and expert advice.
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2024 Recap
Annual Message to Membership
In her annual message to WECU’s members, President & CEO Jennifer Kutcher highlights the various ways WECU has contributed to the community in 2024, including a donation of $50,000 to local food banks.
Best of the Northwest Winner
WECU Secures Top Spot Again
WECU has once again been voted the best banking institution (Gold) in the Best of the Northwest Readers Choice Awards, hosted by Bellingham Alive magazine. With more than 1 million votes, this marks the ninth time WECU has earned this recognition, highlighting its continued dedication to the financial well-being of the community.
Expert Insights
Featuring Reid Frederick
Reid Frederick, WECU’s Director of Community Impact, delves into a range of timely and critical topics. From navigating the challenges of inflation and rising credit card debt to exploring the evolving definition of the middle class, Reid provides valuable insights. The discussion also covers the growing trend of “buy now, pay later” services.
Auto Loans
Costco Auto Program Cadillac Limited-Time Special
Eligible Costco members can receive an exclusive $1,000 incentive on the purchase or lease of select, new Cadillac models. Members who purchase an eligible vehicle through Costco Auto Program and use WECU to finance their purchase will also receive: $50 Costco Shop Card, if you are already a Costco member, or a free Gold Star Membership, if you are not a Costco member.
Get Banking On-The-Go
Members love WECU Mobile
Download our 4.8-star app‡ today to check balances, move money, and deposit checks anytime, anywhere. Learn more
WECU Donates $50,000
WECU is proud to announce a $50,000 donation to support food banks in Whatcom and Skagit Counties. This contribution comes at a pivotal moment, as food bank usage has increased dramatically in recent years...
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First Step Visa Seminar
The First Step Visa program allows young people to learn about maintaining good credit and avoiding bad debt. Join us on February 19.
Register Now >Education Grant Expansion
WECU is pleased to announce that its Education First Grant Program, initially providing $125,000 over two years has received an additional boost.
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WECU Events Calendar
We are proud to be active in our communities. Check out our events calendar to locate WECU sponsored events in Skagit and Whatcom counties.
Learn More >*APR = Annual Percentage Rate
**Annual Percentage Yield (APY). See Truth-In-Savings and our Rate and Fee Schedule. Fees may reduce earnings. First Step Savings is available for ages 0-19 years with a parent/guardian joint signer. It earns 7.00% APY on balances up to $500. Regular savings rate applies to balances above $500; dividend rate of 0.25%, APY of 0.25%. Dividend Period for balances above $500 is quarterly and dividends compound quarterly. No monthly fee or minimum balance. $1 to open. APY is accurate as of April 01, 2024.
‡ WECU Mobile is rated 4.8 in the Apple App Store and 4.7 in Google Play, as of December 2024.