Stash Savings

Experts say you need $2,500 for an emergency.§ Stash Savings gets you there faster with an impressive 6.00% APY on your first $2,500.

Great rates, low fees

When you’re thinking about your next big money decision – building credit, buying a car or house, or consolidating debt – you can count on WECU for competitive rates, low fees, and expert advice.

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students at bite of reality table
Community Impact

WECU Hosts ‘Bite of Reality’ Events

WECU proudly hosted two Bite of Reality events at Bellingham High School and Shuksan Middle School. The events saw over 90 enthusiastic teens participate in an engaging, hands-on financial education experience, designed to impart the practical skills needed for managing finances in a fun and interactive setting.

An unfinished building under construction.
Center Stage

Sage Homes

WECU partnered with Sage Homes to finance the newly constructed multi-family Markwood Apartments in Burlington, WA. This 156-unit complex offers luxury living at an affordable price with one-, two-, and three-bedroom options. Sage Home's years of experience and commitment to quality craftsmanship is apparent at the Markwood Apartments.

Girl holding a credit card.
Get Rewarded

WECU Lux Visa

Earn 3x rewards on dining, entertainment, home improvement, and streaming services.4

Get 0% Intro APR for 12 Months on purchases, then 19.40%-26.40% APR will apply.5

Earn 25K Bonus Points when you spend $2500 in the first 90 days.6

Get Banking On-The-Go

Members love WECU Mobile

Download our 4.8-star app today to check balances, move money, and deposit checks anytime, anywhere. Learn more

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§Sabat, J., & Gallagher, E. (2019). Rules of thumb in household savings decisions: Estimation using threshold regression. Social Science Research Network.

†APY = Annual percentage yield. 6.00% APY on balances up to $2,500; balances over $2,500 will earn .01% APY on remaining balance. One Stash Savings account per member. Minimum opening deposit of $1 is required. Rates are subject to change. Fees could reduce earnings. APY is accurate as of October 18, 2023.

1Discount on closing costs applies only to the purchase of an owner-occupied, single-family residence in Washington State and loan amount of $100,000.00 or more. Promotion subject to standard WECU loan closing requirements and conditions.

2With the Close on Time Guarantee, we guarantee closing your purchase by the date on your fully executed Purchase and Sale agreement (closing time frames less than 21 days do not qualify). In accordance with the terms of the offer, if your purchase is not closed by the date, we will provide you $500. The Close on Time Guarantee timeframe begins upon receipt of a completed application, along with all requested documentation including acceptable assets and income documents, signed disclosures and a fully executed Purchase and Sale Agreement. The fully executed Purchase and Sale Agreement must be received by WECU within 2 business days of mutual acceptance. All home mortgage lending products are subject to credit, property, and investor lending approval requirements. Fees may apply for expedited services.

The Close on Time Guarantee will be void if the following occurs: Delay caused by addressing title defects, Delay caused by natural disasters, Factors outside of WECU control including scheduling or completion delays related to appraisals, and appraisal value disputes, Delays caused by third-parties required to complete the transaction, Delays or extensions in completion of new construction, improvements or repairs being made to the subject property, Failure by borrower or seller to meet contract terms and requirements including seller-related delays or further negotiation of or changes to the purchase contract, loan terms, or borrower’s eligibility for the loan (e.g. changes in credit profile, or employment). Close on Time Guarantee is not available for government financing such as USDA, VA or condominiums.

3$500 off future closing costs if you refinance with WECU on your WECU funded purchase transaction and if you close by June 30, 2026.

Offers expire December 31, 2024. All rates, terms, and conditions subject to change without notice. Offers apply only to primary residence.

*APR = Annual Percentage Rate

43x rewards points applies to Dining, Entertainment, Home Improvement, and Streaming purchases. All other categories receive 1x rewards points.

50% Intro APR for 12 months on purchases and balance transfers. Balances transferred from existing WECU cards do not qualify. 12-month period ends after 12 statement cycles. After 12 months, variable rate of 19.40% APR – 26.40% APR will apply, depending on creditworthiness. Rates and terms subject to change at any time without notice.

6To receive 25,000 bonus points, you must spend $2,500 in qualifying purchases on your WECU Lux Visa in the first 90 days.

‡ WECU Mobile is rated 4.8 in the Apple App Store and 4.6 in Google Play, as of April 2023.

We are excited to help you on your home ownership journey!

The first step is to create an account for your customized Real Estate experience.

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