Get the WECU Purchase Promise.

$500 off Closing1
$500 Close on Time Guarantee2
$500 off Future Refinance Fee3

Great rates, low fees

When you’re thinking about your next big money decision – building credit, buying a car or house, or consolidating debt – you can count on WECU for competitive rates, low fees, and expert advice.

See All Rates
couple dancing in their kitchen
Apply by March 31

1% off Debt Consolidation Loans

Apply by March 31 to get 1% off debt consolidation loans.** Prequalify in minutes with no impact to credit score.§

Quick and No Risk

Prequalify today!

Prequalify for a personal loan, auto loan, or credit card in minutes, with no impact to your credit score!§

Ground Keeper Custom

Get to know the business side of WECU

Ground Keeper Custom owner Keely Shannon was working as a graphic designer when she ran into a problem. Her solution to that problem has grown into one of the coolest businesses around. Check out her story here.

Several WECU employees strike a triumphant pose.

Learn how Team WECU can help at your event

Team WECU promotes active giving, staff volunteerism, and offers the tools for our employees to rally together to support needs throughout Whatcom and Skagit Counties.

Member Benefits

Early Payday

Get your paycheck up to two days earlier†† with a WECU checking account. You’ve earned it.

Get Banking On-The-Go

Members love WECU Mobile

Download our 4.8-star app today to check balances, move money, and deposit checks anytime, anywhere. Learn more

Google Play Badge   Apple Store Badge

1. Discount on closing costs applies only to the purchase of an owner-occupied, single-family residence in Washington State and loan amount of $100,000.00 or more. Promotion subject to standard WECU loan closing requirements and conditions.

2. With the Close on Time Guarantee, we guarantee closing your purchase by the date on your fully executed Purchase and Sale agreement (closing time frames less than 21 days do not qualify). In accordance with the terms of the offer, if your purchase is not closed by the date, we will provide you $500. The Close on Time Guarantee timeframe begins upon receipt of a completed application, along with all requested documentation including acceptable assets and income documents, signed disclosures and a fully executed Purchase and Sale Agreement. The fully executed Purchase and Sale Agreement must be received by WECU within 2 business days of mutual acceptance. All home mortgage lending products are subject to credit, property, and investor lending approval requirements. Fees may apply for expedited services.

The Close on Time Guarantee will be void if the following occurs: Delay caused by addressing title defects, Delay caused by natural disasters, Factors outside of WECU control including scheduling or completion delays related to appraisals, and appraisal value disputes, Delays caused by third-parties required to complete the transaction, Delays or extensions in completion of new construction, improvements or repairs being made to the subject property, Failure by borrower or seller to meet contract terms and requirements including seller-related delays or further negotiation of or changes to the purchase contract, loan terms, or borrower’s eligibility for the loan (e.g. changes in credit profile, or employment). Close on Time Guarantee is not available for government financing such as USDA or condominiums.

3. $500 off future closing costs if you refinance with WECU on your WECU funded purchase transaction and if you close by June 30, 2026.

Offers expire December 31, 2023. All rates, terms, and conditions subject to change without notice. Offers apply only to primary residence.

* APR = Annual Percentage Rate

** 1% off current Personal Signature Loan APR. A minimum of 10% of the loan must be considered new funds from outside of WECU to be eligible for the rate discount.

§ Information contained in your credit report will be used to qualify you for an offer. An offer is not guaranteed. Loan approval is subject to verification of income, debt-to-income ratio, credit information, and application information needed to meet the minimum requirements established for the offer.

†† Early access to automatic deposits depends on the day the money is sent. WECU deposits the funds on the business day the payment is received, which may be up to 2 days earlier than the scheduled payment date

‡ WECU Mobile is rated 4.8 in the Apple App Store and 4.7 in Google Play, as of July 2022.

We are excited to help you on your home ownership journey!

The first step is to create an account for your customized Real Estate experience.

Create Account