Vehicle Loans

We make it fast and easy for you get an auto loan with a great rate, affordable monthly payments, and a truckload of savings down the line. We finance new cars, used cars, motorcycles, trucks, RVs, and even boats and personal watercraft.

Auto Loans

Visit us at a WECU branch and zip through a free pre-approval process for an auto loan right on the spot. Then it’s time to go shopping.

RV, Boat, and Motorcycle

Our RV, Motorcycle and Boat Loans come with low fees and great rates which means you’ll have more money to go play.

Protection for life’s twists and turns.

What happens if your car is totaled or stolen while you still owe a balance on your auto loan? Not to worry. Member’s Choice Guaranteed Asset Protection (GAP) can keep you covered:

GAP Pays

The difference between the balance you owe, and what your primary auto insurer pays is included.

GAP Covers

Enjoy the added peace of mind knowing that your insurance deductible is covered too.

GAP Gives

You get $2,500 towards the purchase of a replacement vehicle if you finance that vehicle through WECU.

Help with your next vehicle choice

Free Fuel Economy Guide

Every little bit helps. That is why the U.S. Department of Energy and Environmental Protection Agency has put together a handy guide to help you make the most fuel efficient vehicle purchase. Download the most recent guide today.


Want to talk it over?

We are here to help. Give us a call, stop by a branch, or start a chat.

Contact us

Need to skip a loan payment?

To take advantage of our Skip-a-Pay program, simply fill out the form below. There is a $15 fee per payment skipped*. Requests to skip a payment must be made on or prior to your next loan payment due date. You can skip a maximum of one payment per loan in a 12 month period. *The $15 fee will be waived if you were affected by COVID-19. Skip-a-Pay DOES NOT apply to business loans or real estate loans (including home equity loans or lines), and is subject to approval. For Real Estate payment assistance programs call our team at 800-525-8703 ext. 7391 or email [email protected] For Business Banking payment assistance programs call our Business Banking team at 360-676-1168 ext. 6 or email [email protected] If approved please review your automatic transfers in Online Banking and update pending payments to your loan for the month that you skip. If your payments are sent automatically from another financial institution you will need to ensure that your payment is paused for the month skipped. Review your GAP Policy or other credit protection agreements before you sign and submit your request so that you are aware of any impact on coverage.