Vehicle Loans

We make it fast and easy for you get an auto loan with a great rate, affordable monthly payments, and a truckload of savings down the line. We finance new cars, used cars, motorcycles, trucks, RVs, and even boats and personal watercraft.

Auto Loans

Visit us at a WECU branch and zip through a free pre-approval process for an auto loan right on the spot. Then it’s time to go shopping.

RV, Boat, and Motorcycle

Our RV, Motorcycle and Boat Loans come with low fees and great rates which means you’ll have more money to go play.

Limited Time Offer

Refinance your Auto Loan and get paid up to $500!*

Bring your auto loan to WECU by December 31, 2021, and you’ll get refi rates as low as 2.49% APR** and up to $500* back.

*1% cash back up to $500 rounded up to the nearest $5, on the total new loan amount. The minimum loan amount required to qualify for this promotion is $5,000. Offer applies to auto loans not already financed through WECU and is valid through December 31, 2021.

**APR = Annual Percentage Rate. Rates range from 2.49% – 19.99% APR, based on your credit history, term of the loan, amount being financed, and, if applicable, age of collateral. Loan amounts are based on JD Power NADA book prices or dealer invoices for new vehicles. Subject to credit qualifications, we will finance your auto loan refinance including tax, dealer options, warranty and protection products. Title transfer fees will be covered up to $88. Full coverage insurance required. For a 6 year auto loan of $20,000 at 2.49%, your monthly payment would be $299.66.


Protection for life’s twists and turns.

What happens if your car is totaled or stolen while you still owe a balance on your auto loan? Not to worry. Member’s Choice Guaranteed Asset Protection (GAP) can keep you covered:

GAP Pays

The difference between the balance you owe, and what your primary auto insurer pays is included.

GAP Covers

Enjoy the added peace of mind knowing that your insurance deductible is covered too.

GAP Gives

You get $2,500 towards the purchase of a replacement vehicle if you finance that vehicle through WECU.

Help with your next vehicle choice

Free Fuel Economy Guide

Every little bit helps. That is why the U.S. Department of Energy and Environmental Protection Agency has put together a handy guide to help you make the most fuel efficient vehicle purchase. Download the most recent guide today.

Want to talk it over?

We are here to help. Give us a call, start a chat, or book an appointment at one of our branches.

Need to skip a loan payment?