Every journey begins with the First Step.

Make sure you start on the right foot. Open First Step accounts for your child and they'll earn 7.00% APY* on combined balances up to $750.**

Book Appointment

First Step Savings Rates

UP TO 7.00% apy*
*Annual Percentage Yield on first $500.
**Restrictions apply.

First Step Checking Rates

UP TO 7.00% apy*
*Annual Percentage Yield on first $250.
**Restrictions apply.

**First Step Savings earn 7.00% APY on balances up to $500. Regular savings rate applies on balances above $500. First Step Checking earns 7.00% APY on balances up to $250, and is non-dividend bearing on balances above $250. $1 to open. Age requirements apply. Rates are variable and effective as of 2/16/2023.

Join the Community


First Step Checking members get access to our exclusive online community. In YOU(th)x, you can unlock new and exciting challenges, earn points, and redeem them for gift cards at your favorite spots. Open a First Step Checking account today!

Mobile Banking

Access your money any time.

We’ve made banking easier and more convenient by offering a bunch of cool online services in our mobile app.

We are excited to help you on your home ownership journey!

The first step is to create an account for your customized Real Estate experience.

Create Account