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| Account Type | Standard Dividend Rate¹ | Standard APY² | Minimum Opening Balance | Dividends Compounded & Credited | Dividend Period³ |
|---|---|---|---|---|---|
| Savings | 0.15% | 0.15% | $1 | Quarterly | Quarterly |
| Education Savings | 0.15% | 0.15% | $1 | Quarterly | Quarterly |
| First Step Savings⁴ | 2.47% on first $500 | 2.50% on first $500 | $1 | Quarterly | Quarterly |
| Health Savings | 0.05% | 0.05% | $1 | Quarterly | Quarterly |
| IRA Savings | 0.15% | 0.15% | $1 | Quarterly | Quarterly |
| Money Market ($0-$99,999) | 0.40% | 0.40% | $1 | Monthly | Monthly |
| Money Market ($100,000+) | 0.60% | 0.60% | $1 | Monthly | Monthly |