Get It All

Everything you could want in a checking account with 3.00% APY.*

*APY = Annual percentage yield. 3.00% APY on balances up to $5,000; .05% base APY plus additional 2.95% APY monthly for qualifying accounts with 20 Debit Card Transactions, enrollment in eStatements, and direct deposit greater than $100 per month. Balances over $5,000 will earn .05% APY. Minimum opening deposit of $1 is required. Fees could reduce earnings. APY is accurate as of 11/7/2022.

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Choose What’s Right for You

WECU Checking Accounts

Your checking account is the place to get things done. Get your paycheck, pay bills, move money, and earn a little more. We’ve got options for what matter to you. 

True Blue Rewards

A checking account that rewards loyalty again and again.

Spend Free

A no frills checking account for people that like to keep it simple.

SafeCard

You can relax knowing there are no overdraft fees.

  • Account Benefit
  • Early Payday
  • Overdraft Protection
  • ATM Refunds
  • True Blue Points
  • Monthly Fee

True Blue Rewards

A checking account that rewards loyalty again and again.

  • Account Benefit 3.00% APY1 on balances up to $5,000
  • Early PaydayCheck Mark Icon
  • Overdraft ProtectionCheck Mark Icon
  • ATM RefundsCheck Mark Icon up to $10/month
  • True Blue PointsCheck Mark Icon 1 pt. per $20 in Debit Card Spend2
    10 pts. per $1,000 in WECU Loans2
    250 pts. for WECU Mortgage2
  • Monthly Fee $03
  • Open Account

Spend Free

A no frills checking account for people that like to keep it simple.

  • Account Benefit No minimums after opening account
    Overdraft protection
  • Early PaydayCheck Mark Icon
  • Overdraft ProtectionCheck Mark Icon
  • ATM RefundsX Mark Icon
  • True Blue PointsX Mark Icon
  • Monthly Fee $0
  • Open Account

SafeCard

You can relax knowing there are no overdraft fees.

  • Account Benefit No fees
    No overdrafts4
  • Early PaydayCheck Mark Icon
  • Overdraft ProtectionX Mark Icon
  • ATM RefundsX Mark Icon
  • True Blue PointsX Mark Icon
  • Monthly Fee $0
  • Book Appointment Learn More >

† A minimum opening deposit of $1 is required.
1. APY = Annual percentage yield. 3.00% APY on balances up to $5,000; .05% base APY plus additional 2.95% APY monthly for qualifying accounts with 20 Debit Card Transactions, enrollment in eStatements, and direct deposit greater than $100 per month.
Non-qualifying accounts and balances over $5,000 will earn .05% APY. Minimum opening deposit of $1 is required. Fees could reduce earnings. APY is accurate as of 11/7/2022.
2. See
True Blue Rewards Terms and Conditions or contact us for details.
3. Monthly fee is waived with direct deposit greater than $100 per month; otherwise account is $5 per month.
4. No overdrafts or check writing available on this account.

Get banking on-the-go

Members love WECU Mobile

We know you’re on the move, so banking should never slow you down. Download our 4.8 star** app today to manage your accounts, pay your bills, check your balances and more. Click, swipe tap. It’s as easy as that.

** WECU Mobile is rated 4.8 in the Apple App Store and 4.7 in Google Play, as of July 2022.

WECU Early Payday Graphic
Member Benefits

Early Payday

Get your paycheck up to two days earlier with a WECU checking account. You've earned it!

WECU Visa Debit Card
everyday banking

Go Blue with WECU

Get more out of banking. With the WECU Visa debit card, get access to your funds any time of the day (or night), opt-in for overdraft protection services, and gain access to many of the most popular digital wallets. With over 30,000 ATMs nationwide, get quick access to your cash wherever you live, work, or travel.

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YOUTH ACCOUNTS

Help them take their First Step

Every journey begins with the first step, so make sure your child starts on the right foot. Teach them how to bank, have visibility into their spending habits, reward them for learning, and get them a great rate — 3.00% APY.‡‡

‡ Early access to automatic deposits depends on the day the money is sent. WECU deposits the funds on the business day the payment is received, which may be up to 2 days earlier than the scheduled payment date.
‡‡ First Step Savings earn 3.00% APY on balances up to $500. Regular savings rate applies on balances above $500. First Step Checking earns 3.00% APY on balances up to $250 and is non-dividend bearing on balances above $250. $1 to open. Age requirements apply. Rates are variable and effective as of 11/7/2022.

Save the Difference

Enroll in Save the Difference and round up purchases to deposit into your savings account.

We are excited to help you on your home ownership journey!

The first step is to create an account for your customized Real Estate experience.

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