*APY = Annual percentage yield. 8.00% APY on balances up to $5,000; .05% base APY plus additional 7.95% APY monthly for qualifying accounts with 20 Debit Card Transactions, enrollment in eStatements, and direct deposit greater than $100 per month. Non-qualifying accounts and balances over $5,000 will earn .05% APY. Minimum opening deposit of $1 is required. Fees could reduce earnings. APY is accurate as of 09/12/2023.
Open AccountYour checking account is the place to get things done. Get your paycheck, pay bills, move money, and earn a little more. We’ve got options for what matter to you.
A checking account that rewards loyalty again and again.
A no frills checking account for people that like to keep it simple.
You can relax knowing there are no overdraft fees.
A checking account that rewards loyalty again and again.
up to $10/month
1 pt. per $20 in Debit Card Spend2 10 pts. per $1,000 in WECU Loans2 250 pts. for WECU Mortgage2
A no frills checking account for people that like to keep it simple.
You can relax knowing there are no overdraft fees.
† A minimum opening deposit of $1 is required.
1. APY = Annual percentage yield. 8.00% APY on balances up to $5,000; .05% base APY plus additional 7.95% APY monthly for qualifying accounts with 20 Debit Card Transactions, enrollment in eStatements, and direct deposit greater than $100 per month. Non-qualifying accounts and balances over $5,000 will earn .05% APY. Minimum opening deposit of $1 is required. Fees could reduce earnings. APY is accurate as of 09/12/2023.
2. See Member Rewards Terms and Conditions or contact us for details.
3. Monthly fee is waived with direct deposit greater than $100 per month; otherwise account is $5 per month.
4. No overdrafts or check writing available on this account.
See account disclosures and fees.
To switch a current account to Spend Plus, please contact us at 360-676-1168.
We know you’re on the move, so banking should never slow you down. Download our 4.8 star** app today to manage your accounts, pay your bills, check your balances and more. Click, swipe tap. It’s as easy as that.
** WECU Mobile is rated 4.8 in the Apple App Store and 4.7 in Google Play, as of July 2022.
Get your paycheck up to two days earlier‡ with a WECU checking account. You've earned it!
Get more out of banking. With the WECU Visa debit card, get access to your funds any time of the day (or night), opt-in for overdraft protection services, and gain access to many of the most popular digital wallets. With over 30,000 ATMs nationwide, get quick access to your cash wherever you live, work, or travel.
Every journey begins with the first step, so make sure your child starts on the right foot. Teach them how to bank, have visibility into their spending habits, reward them for learning, and get them a great rate — 7.00% APY.‡‡
‡ Early access to automatic deposits depends on the day the money is sent. WECU deposits the funds on the business day the payment is received, which may be up to 2 days earlier than the scheduled payment date.
‡‡ APY = Annual percentage yield. First Step Savings earn 7.00% APY on balances up to $500. Regular savings rate applies on balances above $500. First Step Checking earns 7.00% APY on balances up to $250 and is non-dividend bearing on balances above $250. $1 to open. Age requirements apply. First Step Savings and Checking APY is accurate as of 2/16/23.
Enroll in Save the Difference and round up purchases to deposit into your savings account.
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The first step is to create an account for your customized Real Estate experience.