Your checking account is the place to get things done. Get your paycheck, pay bills, move money, and earn a little more. We’ve got checking account options for what matters to you.
A checking account that rewards loyalty again and again.
A no frills checking account for people that like to keep it simple.
You can relax knowing there are no overdraft fees.
An account for kids and teens for money management.
A checking account that rewards loyalty again and again.
up to $10/month
1 pt. per $20 in Debit Card Spend2 10 pts. per $1,000 in WECU Loans2 250 pts. for WECU Mortgage2
A no frills checking account for people that like to keep it simple.
You can relax knowing there are no overdraft fees.
An account for kids and teens for money management.
† A minimum opening deposit of $1 is required.
1. APY = Annual percentage yield. 8.00% APY on balances up to $5,000; .05% base APY plus additional 7.95% APY monthly for qualifying accounts with 20 Debit Card Transactions, enrollment in eStatements, and direct deposit greater than $100 per month. Non-qualifying accounts and balances over $5,000 will earn .05% APY. Minimum opening deposit of $1 is required. Fees could reduce earnings. APY is accurate as of 09/12/2023.
2. See Member Rewards Terms and Conditions or contact us for details.
3. Monthly fee is waived with a direct deposit greater than $100 per month; otherwise account is $5 per month.
4. No overdrafts or check writing available on this account.
See account disclosures and fees.
5. APY = Annual percentage yield. No monthly fee or minimum balance. $1 to open. First Step Checking is available for ages 6-19 years with a parent/guardian joint signer. It earns 7.00% APY on balances up to $250. Remaining balance is non-dividend-bearing. No overdraft fees. No check writing. First Step Savings and Checking APY is accurate as of April 01, 2024
To switch a current account to Spend Plus, please contact us at 360-676-1168.
A checking account balance alert helps you stay on top of your finances by notifying you of low or high balances.
Bill Pay simplifies managing your finances by allowing you to schedule and pay bills automatically from one place.
Viewing your FICO score in online banking helps you monitor your credit health and stay on top of any changes.
Mobile check deposits offer a quick and convenient way to deposit checks anytime, anywhere, directly from your smartphone.
A checking account nickname helps you easily identify and manage multiple accounts.
Round up your debit card purchases and save the difference directly into your WECU savings account.
WECU is part of a network of credit unions, which gives members access to over 30,000 surcharge-free ATMs nationwide.
We know you’re on the move, so banking should never slow you down. Download our 4.8 star** app today to manage your accounts, pay your bills, check your balances and more. Click, swipe tap. It’s as easy as that. Learn more about our online services.
** WECU Mobile is rated 4.8 in the Apple App Store and 4.7 in Google Play, as of July 2022.
Get your paycheck up to two days earlier‡ with a WECU checking account. You've earned it!
Get more out of banking. With the WECU Visa debit card, get access to your funds any time of the day (or night), opt-in for overdraft protection services, and gain access to many of the most popular digital wallets. With over 30,000 ATMs nationwide, get quick access to your cash wherever you live, work, or travel.
‡ Early access to automatic deposits depends on the day the money is sent. WECU deposits the funds on the business day the payment is received, which may be up to 2 days earlier than the scheduled payment date.
‡‡ APY = Annual percentage yield. First Step Savings earn 7.00% APY on balances up to $500. Regular savings rate applies on balances above $500. First Step Checking earns 7.00% APY on balances up to $250 and is non-dividend bearing on balances above $250. $1 to open. Age requirements apply. First Step Savings and Checking APY is accurate as of 2/16/23.
To open a checking account at WECU, you will need a government-issued photo ID and your Social Security Number (SSN) or Individual Tax Identification Number (ITIN). If your ID does not show your current address, please bring in proof of address, such as a utility bill, dated within the last 60 days. WECU also offers checking accounts for individuals without an SSN or ITIN.
You can open your first checking account online in less than three minutes! Alternatively, you can book an in-person, video, or phone appointment.
You can set up direct deposit through the “Do More” feature in our mobile app. If you can’t find your employer in the list, our platform can generate a PDF form for you to give to your employer.
Yes! You can open a checking account online with WECU in less than three minutes.
There is no cost to open a checking account at WECU. The minimum opening deposit for any checking account at WECU is $1.
Our Spend Free and Spend Safe accounts have no monthly costs. Our Spend Plus checking account has a $5 monthly cost, but that cost is waived with a direct deposit amount greater than $100 per month.
Members can choose to opt into overdraft protection on our Spend Plus and Spend Free checking accounts. Details about WECU’s overdraft fees can be found in the account disclosures or by contacting us. WECU also offers a Spend Safe checking account that does not include overdraft protection, designed to help members manage their finances without the risk of overdraft charges.
Enroll in Save the Difference and round up purchases to deposit into your savings account.
The site you are about to visit is not operated or controlled by WECU, nor is WECU responsible for its content. WECU is not to be misconstrued as a representative for visitors of our website, the third party website operator, or for our members in the event of communication or a transaction. WECU's website terms, privacy and security policies may differ from this site.
The first step is to create an account for your customized Real Estate experience.
