Earn
Earn on everyday purchases, home improvement, and even on your loans.
Members Have Earned
Over 9,000,000 Points
With WECU Member Rewards, earn points with everyday purchases and redeem them for cashback, travel, gift cards and more! Learn how to make the most of your rewards.
Do what you love and get rewarded with Spend Plus Checking
Earn as many points as you want, with absolutely no limits! And the best part? They’ll never expire!
How to Earn
Maximize Rewards
Make the most of your rewards when you choose WECU for all of your banking needs. We reward loyal members every day for savings, spending, and borrowing. Open a Spend Plus Checking account today to start earning points to redeem for cashback.
Save
• 10 points per $500 saved in average monthly balances for Stash Savings.1 Maximum earn rate of 50 points per month.
• 10 points per month per $500 average monthly 6 or 12-month Stash Certificate balance. Maximum earn rate of 100 points per month.
• 25 points per month with active enrollment in Save the Difference to a Stash Savings.
• 25 points per month for a deposit of $25 of more to a Stash Savings or Stash Certificate.
Spend
• 1 point for every $20 spent in qualifying transactions with your WECU debit card.
• 1.5 points for every $1 you spend with your WECU Launch credit card on qualified purchases.
• Up to 3 points2 for every $1 you spend with your WECU Lux credit card on qualified purchases.
Borrow
• 10 points per $1,000 on outstanding balances per month for Personal Loans, Auto Loans, and Home Equity Loans.
• 250 points per month for having a home loan at WECU.
How to Redeem
Redeeming rewards has never been easier with the WECU App! Simply log in and select member rewards. Choose from cash back, travel, fuel, donations, and more.
Treat yourself
You Earned It
Redeem rewards for travel, cashback, gift cards, and more! Learn how much you should spend on your earned vacation
Cash Back
Get funds as a statement credit or deposited into your WECU savings or checking account.
Gift Cards
Redeem points for gift cards to your favorite retailers like Amazon, Best Buy, Home Depot and more.
Merchandise
Redeem points for merchandise from your favorite retailers like Apple, North Face, Dooney & Bourke, and more.
Travel
Book your trip or get gift cards to Uber, Hotels.com, Carnival, Southwest, and Delta.
Experiences
Catch a game, go to a concert, attend a play, drive an exotic car, even fly a plane. Choose from many unique experiences.
Donations
Support the greater good by choosing to designate your funds to charity. Over 1000 charities to choose from.
Gift Point Rewards
Give back to your loved ones. Gift points to friends and family.
Fuel
Save at the pump in real-time at Shell stations.
Frequently Asked Questions
1. How frequently are the points credited to my member rewards account?
Spend Plus Checking Account points are awarded monthly at the beginning of each calendar month. Launch Visa Credit Card & Lux Signature Visa Credit Card credit points daily.
2. What if I have multiple rewards accounts?
All rewards will be credited to the same member rewards profile.
3. How do I view my rewards?
Member rewards can be accessed through online or mobile banking.
4. Is there a minimum number of points required for redemption?
The minimum redemption amount is 2,500 points ($25 value).
Cash in Points
How to Redeem
Redeeming points is simple with your WECU App.
-
Login to your WECU App.
-
Select "Member Rewards."
-
Click "Redeem My Points."
-
Select your redemption category.
Contact Us
Do you have questions on how to earn or redeem member rewards? We’d love help. Contact us at 360-676-1168.
Monday - Friday from 8:00AM - 6:00PM PST
Saturday from 9:00AM - 1:00PM PST
Disclosures
View the full Member Rewards Terms and Conditions here. Accounts listed only earn points with Spend Plus Checking.
1 One Stash Savings per member. Must have Spend Plus Checking to redeem points.
2 3x rewards points applies to Dining, Entertainment, Home Improvement, and Streaming purchases. All other categories receive 1 point per $1.