Purchase a Home
Your home is a special place. And we're here to make the home buying process easier, with affordable rates and low fees.
At WECU, we provide a personalized, collaborative home purchasing experience with our local experts who are here to walk you through the process, discuss your options, and answer any and all questions you may have along the way.
Watch this short video for an introduction to the homebuying process at WECU.
1. Start with WECU
2. Add a realtor to the team
3. Your offer is accepted
Our WECU loan officers are local experts you can trust. As your reliable advisors, neighbors and friends, their knowledge and expertise is readily available to help guide you through your home buying journey.
Tune in to our Real Estate Market Update, a video series for home buyers and homeowners alike looking to get a uniquely local perspective on what's going on in the housing market.
Whether you're starting from scratch and building from the ground up or just simply looking for a place to call home, we're here to help. Contact Us to learn more.
Starting from scratch? A construction loan gets you building and saves you from paying closing costs twice.
Our loans give you the flexibility to build when you are ready. And it’s easy to move to a Construction Loan when you’re ready.
WECU offers some of the lowest rates in Whatcom County for mobile homes on private property or in a park.
Our Real Estate Team specializes in 1-4 family units. If you’re looking for something bigger, check out our Business Banking options.
Already applied for a mortgage with WECU or need to access an in process loan application? Please note, the login below is different than your WECU Online Banking login.
§ Minimum HELOC amount is $15,000. Minimum advance to lock in rate is $5,000.
†The information provided on this page is for comparative purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms, and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, debt to income ratio, loan to value ratio, etc. All home lending products, including mortgage, home equity loans and home equity lines of credit, are subject to credit and collateral approval.
The payment examples do not include mortgage insurance, amounts for taxes, and insurance premiums. The actual payment will be higher if mortgage insurance is required on your loan. Your actual payment obligation will be greater considering taxes and insurance premiums. An initial borrower deposit may be required if an escrow account for taxes and insurance is established.
There may be additional loan options (not available online) for your specific loan type, including USDA, depending on loan amount, occupancy, number of units, loan to value and purpose. Please call us at 800-525-8703 x7390 to discuss additional options or click Team page to make an appointment with a Mortgage Advisor.
Adjustable Rate Mortgage Disclosure
Consumer Handbook on Adjustable Rate Mortgages
What You Should Know About Home Equity Lines of Credit
NMLS ID 401041
WECU real estate products are available only for properties located within Washington State.
The site you are about to visit is not operated or controlled by WECU, nor is WECU responsible for its content. WECU is not to be misconstrued as a representative for visitors of our website, the third party website operator, or for our members in the event of communication or a transaction. WECU's website terms, privacy and security policies may differ from this site.
The first step is to create an account for your customized Real Estate experience.