Visa Credit Cards
WECU’s Choice Visa is a great everyday card. You can earn cashback rewards on this and other WECU Visa cards, and transfer balances without a fee.
Account Type | Standard Dividend Rate¹ | Standard APY² | Minimum Opening Balance | Dividends Compounded & Credited | Dividend Period³ |
---|---|---|---|---|---|
First Step Savings⁴ | 2.50% on first $500 | 2.50% on first $500 | $1 | Quarterly | Quarterly |
Savings | 0.15% | 0.15% | $0 | Quarterly | Quarterly |
Education Savings | 0.15% | 0.15% | $0 | Quarterly | Quarterly |
Health Savings | 0.05% | 0.05% | $0 | Quarterly | Quarterly |
IRA Savings | 0.15% | 0.15% | $0 | Quarterly | Quarterly |
Account Type | Standard Dividend Rate¹ | Standard APY² | Minimum Opening Balance | Minimum Daily Balance | Dividend Schedule³ | Monthly Fee |
---|---|---|---|---|---|---|
First Step Checking⁴ | 2.50% on first $250 | 2.50% on first $250 | $1 | $0 | Monthly | $0 |
Regular Checking | Non-dividend-bearing | Non-dividend-bearing | $0 | $0 | - | $0 |
Check Plus | 0.05% | 0.05% | $0 | $1,000 | Monthly | $5 if minimum balance is < $1,000 |
Money Market Checking ($0-$99,999) | 0.20% | 0.20% | $0 | $0 | Monthly | $0 |
Money Market Checking ($100,000+) | 0.30% | 0.30% | $0 | $0 | Monthly | $0 |
SafeCard Checking | Non-dividend-bearing | Non-dividend-bearing | $0 | $0 | - | $4 |
Certificate Term | Dividend Rate¹ | APY² | Minimum Opening Balance | Early Withdrawal Penalty |
---|---|---|---|---|
6 months | 0.50% | 0.50% | $500 | 90 days' dividends |
9 months | 0.55% | 0.55% | $500 | 90 days' dividends |
12 months | 0.60% | 0.60% | $500 | 180 days' dividends |
18 months | 0.80% | 0.80% | $500 | 180 days' dividends |
24 months | 1.00% | 1.00% | $500 | 180 days' dividends |
30 months | 1.00% | 1.00% | $500 | 180 days' dividends |
36 months | 1.00% | 1.00% | $500 | 180 days' dividends |
48 months | 1.00% | 1.00% | $500 | 360 days' dividends |
60 months | 1.00% | 1.00% | $500 | 360 days' dividends |
Certificate Term | Dividend Rate¹ | APY² | Minimum Opening Balance | Early Withdrawal Penalty |
---|---|---|---|---|
6 months | 0.50% | 0.50% | $500 | 90 days' dividends |
9 months | 0.55% | 0.55% | $500 | 90 days' dividends |
12 months | 0.60% | 0.60% | $500 | 180 days' dividends |
18 months | 0.80% | 0.80% | $500 | 180 days' dividends |
24 months | 1.00% | 1.00% | $500 | 180 days' dividends |
30 months | 1.00% | 1.00% | $500 | 180 days' dividends |
36 months | 1.00% | 1.00% | $500 | 180 days' dividends |
48 months | 1.00% | 1.00% | $500 | 360 days' dividends |
60 months | 1.00% | 1.00% | $500 | 360 days' dividends |
Loan Type | Rate | Points | APR* | Example Loan | Estimated Monthly Payment |
---|---|---|---|---|---|
30 Year Fixed Rate | 4.875% | 0.000% | 4.928% | $300,000 | $1,587.62 |
15 Year Fixed Rate | 4.125% | 0.125% | 4.229% | $300,000 | $2,237.90 |
Loan Type | Rate | Points | APR* | Example Loan | Estimated Monthly Payment |
---|---|---|---|---|---|
30 Year Fixed Rate | 5.000% | 0.125% | 5.056% | $300,000 | $1,610.46 |
15 Year Fixed Rate | 4.125% | 0.375% | 4.251% | $300,000 | $2,237.90 |
Loan Type | Rate | Points | APR* | Example Loan | Estimated Monthly Payment |
---|---|---|---|---|---|
5 Year Fixed Rate | 4.250% | 0.000% | 4.333% | $50,000 | $926.48 |
10 Year Fixed Rate | 4.500% | 0.000% | 4.546% | $50,000 | $518.19 |
15 Year Fixed Rate | 4.750% | 0.000% | 4.784% | $50,000 | $388.92 |
20 Year Fixed Rate | 5.000% | 0.000% | 5.028% | $50,000 | $329.98 |
Loan Type | Rates | APR* | Repayment Terms |
---|---|---|---|
Home Equity Line of Credit (HELOC) | 4.000% | 4.003% | 20 years |
WECU’s Choice Visa is a great everyday card. You can earn cashback rewards on this and other WECU Visa cards, and transfer balances without a fee.
Loan Type | Rate Range (APR)* |
---|---|
Auto and Trucks | 2.74% - 19.24% |
Boats | 3.99% - 19.49% |
RVs | 4.24% - 19.99% |
Motorcycles | 2.99% - 20.49% |
Other Secured | 3.99% - 19.99% |
Loan Type | Rate Range (APR)* | Repayment Terms |
---|---|---|
Personal Signature | 4.49% - 19.99% | up to 60 months |
Personal Timeline | 11.24% - 20.74% | Revolving** |
Savings Secured Fixed | 4.00% | up to 36 months |
Savings Secured Fixed | 5.00% | up to 72 months |
Savings Secured Fixed | 6.00% | up to 120 months |
Savings Secured Variable | 2.00% over savings rate | up to 72 months |
Certificate Secured | 2.00% over certificate rate | same as certificate |
Other Secured Loans | 3.99% - 19.99% | up to 60 months |
Loan Type | Rate Range | Points Range | APR* Range | Example Loan | Estimated Monthly Payment Range |
---|---|---|---|---|---|
5 Year Fixed Rate | 7.25 - 8.25% | 0.00 - 2.00% | 8.240 - 8.407% | $150,000 | $2,987.90 - $3,059.44 |
5 Year Balloon w/ 30 Year Amortization | 7.25 - 8.25% | 0.00 - 2.00% | 7.487 - 8.290% | $150,000 | $1,023.26 - $1,126.90 |
10 Year Fixed Rate | 7.75 - 8.75% | 0.00 - 2.00% | 8.288 - 8.836% | $150,000 | $1,800.16 - $1,879.90 |
10 Year Balloon w/ 30 Year Amortization | 7.75 - 8.75% | 0.00 - 2.00% | 7.995 - 8.791% | $150,000 | $1,074.62 - $1,180.05 |
Everybody’s different, so we offer a few different ways to save. Choose the one that’s right for you. Or visit us in person and we’ll figure it out together.
With a WECU Business Checking account, you get the tools and access that you need to manage your money on your terms.
Certificate Term | Dividend Rate¹ | APY² | Minimum Opening Balance | Early Withdrawal Penalty |
---|---|---|---|---|
6 months | 0.50% | 0.50% | $500 | 90 days' dividends |
9 months | 0.55% | 0.55% | $500 | 90 days' dividends |
12 months | 0.60% | 0.60% | $500 | 180 days' dividends |
18 months | 0.80% | 0.80% | $500 | 180 days' dividends |
24 months | 1.00% | 1.00% | $500 | 180 days' dividends |
30 months | 1.00% | 1.00% | $500 | 180 days' dividends |
36 months | 1.00% | 1.00% | $500 | 180 days' dividends |
48 months | 1.00% | 1.00% | $500 | 360 days' dividends |
60 months | 1.00% | 1.00% | $500 | 360 days' dividends |
Time is money. Because of that, you need partners that move at your speed – and your need. That’s why we put a premium on working with you and finding solutions that keep you on track.
The WECU Business Visa is a great everyday card. It’s widely accepted anywhere in the US and you earn a 1% cashback reward on purchases, plus you can transfer balances without a fee.
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