Visa Credit Cards
WECU Visa credit cards offer rewards, cash back, no-fee balance transfers, and more! Check out all of our options today.
Account Type | Standard Dividend Rate¹ | Standard APY² | Minimum Opening Balance | Dividends Compounded & Credited | Dividend Period³ |
---|---|---|---|---|---|
Savings | 0.50% | 0.50% | $1* | Quarterly | Quarterly |
Education Savings | 0.50% | 0.50% | No Minimum | Quarterly | Quarterly |
First Step Savings⁴ | 6.78% on first $500 | 7.00% on first $500 | $1 | Quarterly | Quarterly |
Health Savings | 0.50% | 0.50% | No Minimum | Quarterly | Quarterly |
IRA Savings | 0.50% | 0.50% | No Minimum | Quarterly | Quarterly |
Money Market ($0-$99,999) | 0.75% | 0.75% | No Minimum | Monthly | Monthly |
Money Market ($100,000+) | 3.00% | 3.00% | No Minimum | Monthly | Monthly |
Account Type | Standard Dividend Rate¹ | Standard APY² | Minimum Opening Balance | Minimum Daily Balance | Dividend Schedule³ | Monthly Fee |
---|---|---|---|---|---|---|
True Blue Rewards⁵ | 4.89% on first $5,000 | 5.00% on first $5,000 | $1 | $0 | Monthly | $0 |
Spend Free | N/A | N/A | $1 | $0 | N/A | $0 |
SafeCard | N/A | N/A | $1 | $0 | N/A | $0 |
First Step Checking⁴ | 6.78% on first $500 | 7.00% on first $500 | $1 | $0 | Monthly | $0 |
Certificate Term | Dividend Rate¹ | APY² | Minimum Opening Balance | Early Withdrawal Penalty |
---|---|---|---|---|
6 months | 1.00% | 1.00% | $500 | 90 days' dividends |
9 months | 1.09% | 1.10% | $500 | 90 days' dividends |
12 months | 4.38% | 4.45% | $500 | 180 days' dividends |
18 months | 1.49% | 1.50% | $500 | 180 days' dividends |
24 months | 4.38% | 4.45% | $500 | 180 days' dividends |
30 months | 2.48% | 2.50% | $500 | 180 days' dividends |
36 months | 1.98% | 2.00% | $500 | 180 days' dividends |
48 months | 2.23% | 2.25% | $500 | 360 days' dividends |
60 months | 2.38% | 2.40% | $500 | 360 days' dividends |
Account Type | Dividend Rate¹ | APY² | Minimum Opening Balance | Early Withdrawal Penalty |
---|---|---|---|---|
IRA Savings | 0.50% | 0.50% | N/A | N/A |
6 month IRA Certificate | 1.000% | 1.00% | $500 | 90 days' dividends |
9 month IRA Certificate | 1.09% | 1.10% | $500 | 90 days' dividends |
12 month IRA Certificate | 4.38% | 4.45% | $500 | 180 days' dividends |
18 month IRA Certificate | 1.49% | 1.50% | $500 | 180 days' dividends |
24 month IRA Certificate | 4.38% | 4.45% | $500 | 180 days' dividends |
30 month IRA Certificate | 2.48% | 2.50% | $500 | 180 days' dividends |
36 month IRA Certificate | 1.98% | 2.00% | $500 | 180 days' dividends |
48 month IRA Certificate | 2.23% | 2.25% | $500 | 360 days' dividends |
60 month IRA Certificate | 2.38% | 2.40% | $500 | 360 days' dividends |
Loan Type | Rate | Points | APR* | Example Loan | Estimated Monthly Payment |
---|---|---|---|---|---|
30 Year Fixed Rate | 6.000% | 0.000% | 6.061% | $300,000 | $1,798.65 |
15 Year Fixed Rate | 5.250% | 0.125% | 5.365% | $300,000 | $2,411.63 |
Loan Type | Rate | Points | APR* | Example Loan | Estimated Monthly Payment |
---|---|---|---|---|---|
30 Year Fixed Rate | 6.125% | 0.250% | 6.201% | $300,000 | $1,822.83 |
15 Year Fixed Rate | 5.625% | 0.000% | 5.709% | $300,000 | $2,471.20 |
Loan Type | Rate | Points | APR* | Example Loan | Estimated Monthly Payment |
---|---|---|---|---|---|
5 Year Fixed Rate | 7.000% | 0.000% | 7.132% | $50,000 | $990.06 |
10 Year Fixed Rate | 7.250% | 0.000% | 7.324% | $50,000 | $587.01 |
15 Year Fixed Rate | 7.500% | 0.000% | 7.555% | $50,000 | $463.51 |
20 Year Fixed Rate | 7.750% | 0.000% | 7.796% | $50,000 | $410.47 |
Loan Type | Rates | APR* | Repayment Terms |
---|---|---|---|
Home Equity Line of Credit (HELOC) | 7.500% | 7.504% | 20 years |
WECU Visa credit cards offer rewards, cash back, no-fee balance transfers, and more! Check out all of our options today.
Loan Type | Rate Range (APR)* |
---|---|
Auto and Trucks | 6.74% - 19.24% |
Boats | 6.99% - 19.99% |
RVs | 6.99% - 14.49% |
Motorcycles | 6.99% - 20.49% |
Other Secured | 7.74% - 19.99% |
Loan Type | Rate Range (APR)* | Repayment Terms |
---|---|---|
Personal Signature | 7.99% - 19.99% | up to 60 months |
Personal Timeline | 11.24% - 20.74% | Revolving** |
Savings Secured Fixed | 4.00% | up to 36 months |
Savings Secured Fixed | 5.00% | up to 72 months |
Savings Secured Fixed | 6.00% | up to 120 months |
Savings Secured Variable | 2.00% over savings rate | up to 72 months |
Certificate Secured | 2.00% over certificate rate | same as certificate |
Other Secured Loans | 6.24% - 19.99% | up to 60 months |
Loan Type | Rate Range | Points Range | APR* Range | Example Loan | Estimated Monthly Payment Range |
---|---|---|---|---|---|
5 Year Fixed Rate | 7.25 - 8.25% | 0.00 - 2.00% | 8.240 - 8.407% | $150,000 | $2,987.90 - $3,059.44 |
5 Year Balloon w/ 30 Year Amortization | 7.25 - 8.25% | 0.00 - 2.00% | 7.487 - 8.290% | $150,000 | $1,023.26 - $1,126.90 |
10 Year Fixed Rate | 7.75 - 8.75% | 0.00 - 2.00% | 8.288 - 8.836% | $150,000 | $1,800.16 - $1,879.90 |
10 Year Balloon w/ 30 Year Amortization | 7.75 - 8.75% | 0.00 - 2.00% | 7.995 - 8.791% | $150,000 | $1,074.62 - $1,180.05 |
Everybody’s different, so we offer a few different ways to save. Choose the one that’s right for you. Or visit us in person and we’ll figure it out together.
With a WECU Business Checking account, you get the tools and access that you need to manage your money on your terms.
Certificate Term | Dividend Rate¹ | APY² | Minimum Opening Balance | Early Withdrawal Penalty |
---|---|---|---|---|
6 months | 1.00% | 1.00% | $500 | 90 days' dividends |
9 months | 1.09% | 1.10% | $500 | 90 days' dividends |
12 months | 4.38% | 4.45% | $500 | 180 days' dividends |
18 months | 1.49% | 1.50% | $500 | 180 days' dividends |
24 months | 4.38% | 4.45% | $500 | 180 days' dividends |
30 months | 2.48% | 2.50% | $500 | 180 days' dividends |
36 months | 1.98% | 2.00% | $500 | 180 days' dividends |
48 months | 2.23% | 2.25% | $500 | 360 days' dividends |
60 months | 2.38% | 2.40% | $500 | 360 days' dividends |
Time is money. Because of that, you need partners that move at your speed – and your need. That’s why we put a premium on working with you and finding solutions that keep you on track.
The WECU Business Visa is a great everyday card. It’s widely accepted anywhere in the US and you earn a 1% cashback reward on purchases, plus you can transfer balances without a fee.
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