Rates & Disclosures

Checking Rates

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Account Type Standard Dividend Rate¹ Standard APY² Minimum Opening Balance Minimum Daily Balance Dividend Schedule³ Monthly Fee
First Step Checking⁴ 2.50% on first $250 2.50% on first $250 $0 $0 - $0
Regular Checking Non-dividend-bearing Non-dividend-bearing $0 $0 - $0
Check Plus 0.05% 0.05% $0 $1,000 Monthly $5 if minimum balance is < $1,000
Money Market Checking ($0-$99,999) 0.05% 0.05% $0 $0 Monthly $0
Money Market Checking ($100,000+) 0.15% 0.15% $0 $0 Monthly $0
SafeCard Checking Non-dividend-bearing Non-dividend-bearing $0 $0 - $4