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Rates & Disclosures

Checking Rates

Compare and find the right option for you

Account Type Standard Dividend Rate¹ Standard APY² Minimum Opening Balance Minimum Daily Balance Dividend Schedule³ Monthly Fee
Spend Plus⁵ 7.72% on first $5,000 8.00% on first $5,000 $1 $0 Monthly $0
Spend Free N/A N/A $1 $0 N/A $0
Spend Safe N/A N/A $1 $0 N/A $0
First Step Checking⁴ 6.78% on first $500 7.00% on first $500 $1 $0 Monthly $0

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