VISA Classic

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Interest Rates and Interest Charges
Annual Percentage Rate for Purchases, Balance Transfers, and Cash Advances 12.9%
How to Avoid Paying Interest on Purchases Your due date is 25 days after the close of each billing cycle. We will not charge interest on current purchases if you pay the New Balance for Purchases by the due date each month.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at
Annual Fee • Cash Advance Fee: None
Transaction Fees • No Cash Advance Fee
Penalty Fees • Late Payment Fee: 5% of minimum monthly payment, or $15.99, whichever is greater • NSF/Return Check Fee: $5
Other Fees • Foreign Transaction Fee: Up to 1% of the US dollar amount of the foreign Transaction

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