| Loan Type | Rate* | Points | APR** | Example Loan | Monthly Payment*** | effective date |
|---|---|---|---|---|---|---|
| VA 30-Year Fixed Purchase | 6.625% | 0.500% | 6.797% | $300,000 | $1,920.93 | 1/15/2025 |
| VA 15-Year Fixed Purchase | 5.875% | 0.125% | 6.088% | $300,000 | $2,511.36 | 1/15/2025 |
| VA 30-Year Fixed Refinance | 6.625% | 0.500% | 6.797% | $300,000 | $1,920.93 | 1/15/2025 |
| VA 15-Year Fixed Refinance | 5.875% | 0.125% | 6.088% | $300,000 | $2,511.36 | 1/15/2025 |
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