| Loan Type | Rate* | Points | APR** | Example Loan | Monthly Payment*** | effective date |
|---|---|---|---|---|---|---|
| VA 30-Year Fixed Purchase | 6.250% | 0.375% | 6.405% | $300,000 | $1,847.15 | 7/14/2026 |
| VA 15-Year Fixed Purchase | 5.500% | 0.125% | 5.708% | $300,000 | $2,451.25 | 7/14/2026 |
| VA 30-Year Fixed Refinance | 6.250% | 0.375% | 6.405% | $300,000 | $1,847.15 | 7/14/2026 |
| VA 15-Year Fixed Refinance | 5.500% | 0.125% | 5.708% | $300,000 | $2,451.25 | 7/14/2026 |
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