| Loan Type | Rate* | Points | APR** | Example Loan | Monthly Payment*** | effective date |
|---|---|---|---|---|---|---|
| 30-Year Fixed | 6.500% | 0.750% | 6.627% | $300,000 | $1,896.20 | 7/10/2026 |
| 15-Year Fixed | 5.750% | 0.875% | 5.970% | $300,000 | $2,491.23 | 7/10/2026 |
| 7-Year ARM | 5.750% | 0.750% | 6.159% | $300,000 | $1,750.72 | 7/10/2026 |
| 30-Year Fixed Invest | 7.250% | 0.625% | 7.349% | $300,000 | $2,046.53 | 7/10/2026 |
| Jumbo 30-Year Fixed | 6.500% | 0.875% | 6.623% | $900,000 | $5,688.61 | 7/10/2026 |
| Jumbo 15-Year Fixed | 5.875% | 0.625% | 6.032% | $900,000 | $7,534.07 | 7/10/2026 |
| 7-Year Jumbo ARM | 5.750% | 0.750% | 6.095% | $900,000 | $5,252.16 | 7/10/2026 |
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