| Loan Type | Rate* | Points | APR** | Example Loan | Monthly Payment*** | effective date |
|---|---|---|---|---|---|---|
| 30-Year Fixed | 7.250% | 0.750% | 7.386% | $300,000 | $2,046.53 | 10/16/2026 |
| 15-Year Fixed | 6.625% | 0.750% | 6.836% | $300,000 | $2,633.98 | 10/16/2026 |
| 7-Year ARM | 5.875% | 0.750% | 6.340% | $300,000 | $1,774.61 | 10/16/2026 |
| 30-Year Fixed Invest | 7.875% | 0.625% | 7.977% | $300,000 | $2,175.21 | 10/16/2026 |
| Jumbo 30-Year Fixed | 7.250% | 0.875% | 7.382% | $900,000 | $6,139.59 | 10/16/2026 |
| Jumbo 15-Year Fixed | 6.625% | 0.875% | 6.829% | $900,000 | $7,901.94 | 10/16/2026 |
| 7-Year Jumbo ARM | 5.875% | 0.750% | 6.277% | $900,000 | $5,323.84 | 10/16/2026 |
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