| Loan Type | Rate* | Points | APR** | Example Loan | Monthly Payment*** | effective date |
|---|---|---|---|---|---|---|
| 30-Year Fixed | 5.875% | 1.000% | 6.018% | $300,000 | $1,774.61 | 1/23/2026 |
| 15-Year Fixed | 5.375% | 0.750% | 5.571% | $300,000 | $2,431.40 | 1/23/2026 |
| 7-Year ARM | 5.250% | 0.750% | 5.939% | $300,000 | $1,656.61 | 1/23/2026 |
| 30-Year Fixed Invest | 6.875% | 0.875% | 6.996% | $300,000 | $1,970.79 | 1/23/2026 |
| Jumbo 30-Year Fixed | 6.000% | 0.750% | 6.106% | $900,000 | $5,395.95 | 1/23/2026 |
| Jumbo 15-Year Fixed | 5.375% | 0.875% | 5.564% | $900,000 | $7,294.19 | 1/23/2026 |
| 7-Year Jumbo ARM | 5.250% | 0.750% | 5.876% | $900,000 | $4,969.83 | 1/23/2026 |
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