| Loan Type | Rate* | Points | APR** | Example Loan | Monthly Payment*** | effective date |
|---|---|---|---|---|---|---|
| 30-Year Fixed | 7.000% | 0.750% | 7.133% | $300,000 | $1,995.91 | 11/6/2026 |
| 15-Year Fixed | 6.375% | 0.750% | 6.583% | $300,000 | $2,592.75 | 11/6/2026 |
| 7-Year ARM | 5.625% | 0.750% | 6.232% | $300,000 | $1,726.97 | 11/6/2026 |
| 30-Year Fixed Invest | 7.750% | 1.000% | 7.890% | $300,000 | $2,149.24 | 11/6/2026 |
| Jumbo 30-Year Fixed | 7.000% | 0.875% | 7.129% | $900,000 | $5,987.72 | 11/6/2026 |
| Jumbo 15-Year Fixed | 6.375% | 0.875% | 6.576% | $900,000 | $7,778.25 | 11/6/2026 |
| 7-Year Jumbo ARM | 5.625% | 0.750% | 6.168% | $900,000 | $5,180.91 | 11/6/2026 |
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