| Loan Type | Rate* | Points | APR** | Example Loan | Monthly Payment*** | effective date |
|---|---|---|---|---|---|---|
| Variable Rate HELOC (Primary Residence) | 7.250% - 9.500% | 0.000% | 7.337% - 9.599% | $50,000 | Interest Only | 1/15/2025 |
| Variable Rate HELOC (Second Home) | 8.250% - 10.500% | 0.000% | 8.342% - 10.605% | $50,000 | Interest Only | 1/15/2025 |
| Variable Rate HELOC (Investment Home) | 9.250% - 11.500% | 0.000% | 9.348% - 11.612% | $50,000 | Interest Only | 1/15/2025 |
| Fixed Rate Advance (Primary Residence) | 7.250% - 9.500% | 0.000% | 7.337% - 9.599% | $50,000 | $395.19 - $1,050.09 | 1/15/2025 |
| Fixed Rate Advance (Second Home) | 8.250% - 10.500% | 0.000% | 8.342% - 10.605% | $50,000 | $426.03 - $1,074.70 | 1/15/2025 |
| Fixed Rate Advance (Investment Home) | 9.250% - 11.500% | 0.000% | 9.348% - 11.612% | $50,000 | $457.93 - $1,099.63 | 1/15/2025 |
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