Rates & Disclosures

IRAs

Compare and find the right option for you

Account Type Dividend Rate¹ APY² Minimum Opening Balance Early Withdrawal Penalty
IRA Savings 0.15% 0.15% N/A N/A
6 month IRA Certificate 1.000% 1.00% $500 90 days' dividends
9 month IRA Certificate 1.09% 1.10% $500 90 days' dividends
12 month IRA Certificate 1.24% 1.25% $500 180 days' dividends
18 month IRA Certificate 1.34% 1.35% $500 180 days' dividends
24 month IRA Certificate 1.59% 1.60% $500 180 days' dividends
30 month IRA Certificate 1.74% 1.75% $500 180 days' dividends
36 month IRA Certificate 1.98% 2.00% $500 180 days' dividends
48 month IRA Certificate 2.18% 2.20% $500 360 days' dividends
60 month IRA Certificate 2.38% 2.40% $500 360 days' dividends

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