Rates & Disclosures

Savings Rates

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Account Type Standard Dividend Rate¹ Standard APY² Minimum Opening Balance Dividends Compounded & Credited Dividend Period³
Savings 0.50% 0.50% $1* Quarterly Quarterly
Education Savings 0.50% 0.50% No Minimum Quarterly Quarterly
First Step Savings⁴ 6.78% on first $500 7.00% on first $500 $1 Quarterly Quarterly
Health Savings 0.50% 0.50% No Minimum Quarterly Quarterly
IRA Savings 0.50% 0.50% No Minimum Quarterly Quarterly
Money Market ($0-$99,999) 0.75% 0.75% No Minimum Monthly Monthly
Money Market ($100,000+) 2.96% 3.00% No Minimum Monthly Monthly

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