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| Loan Type | Rate* | Points | APR** | Example Loan | Monthly Payment*** | effective date |
|---|---|---|---|---|---|---|
| 30-Year Fixed | 7.250% | 1.000% | 7.421% | $300,000 | $2,046.53 | 11/13/2026 |
| 15-Year Fixed | 6.625% | 1.000% | 6.892% | $300,000 | $2,633.98 | 11/13/2026 |
| 7-Year ARM | 5.875% | 0.875% | 6.405% | $300,000 | $1,774.61 | 11/13/2026 |
| 30-Year Fixed Invest | 8.125% | 0.875% | 8.266% | $300,000 | $2,227.49 | 11/13/2026 |
| Jumbo 30-Year Fixed | 7.375% | 0.625% | 7.490% | $900,000 | $6,216.08 | 11/13/2026 |
| Jumbo 15-Year Fixed | 6.875% | 0.500% | 7.033% | $900,000 | $8,026.69 | 11/13/2026 |
| 7-Year Jumbo ARM | 5.875% | 0.875% | 6.303% | $900,000 | $5,323.84 | 11/13/2026 |
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