| Loan Type | Rate* | Points | APR** | Example Loan | Monthly Payment*** | effective date |
|---|---|---|---|---|---|---|
| 30-Year Fixed | 7.000% | 0.750% | 7.143% | $300,000 | $1,995.91 | 1/16/2025 |
| 15-Year Fixed | 6.250% | 0.875% | 6.492% | $300,000 | $2,572.27 | 1/16/2025 |
| 7-Year ARM | 6.500% | 0.250% | 6.888% | $300,000 | $1,896.20 | 1/16/2025 |
| 30-Year Fixed Invest | 7.625% | 0.875% | 7.762% | $300,000 | $2,123.38 | 1/16/2025 |
| Jumbo 30-Year Fixed | 6.875% | 0.750% | 6.997% | $900,000 | $5,912.36 | 1/16/2025 |
| Jumbo 15-Year Fixed | 6.250% | 0.500% | 6.402% | $900,000 | $7,716.81 | 1/16/2025 |
| 7-Year Jumbo ARM | 6.375% | 0.125% | 6.779% | $900,000 | $5,614.83 | 1/16/2025 |
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