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| Loan Type | Rate* | Points | APR** | Example Loan | Monthly Payment*** | effective date |
|---|---|---|---|---|---|---|
| 30-Year Fixed | 7.125% | 0.875% | 7.282% | $300,000 | $2,021.16 | 10/23/2026 |
| 15-Year Fixed | 6.500% | 0.875% | 6.745% | $300,000 | $2,613.32 | 10/23/2026 |
| 7-Year ARM | 5.750% | 0.625% | 6.303% | $300,000 | $1,750.72 | 10/23/2026 |
| 30-Year Fixed Invest | 7.875% | 0.750% | 8.001% | $300,000 | $2,175.21 | 10/23/2026 |
| Jumbo 30-Year Fixed | 7.125% | 1.000% | 7.274% | $900,000 | $6,063.47 | 10/23/2026 |
| Jumbo 15-Year Fixed | 6.625% | 0.750% | 6.820% | $900,000 | $7,901.94 | 10/23/2026 |
| 7-Year Jumbo ARM | 5.750% | 0.625% | 6.226% | $900,000 | $5,252.16 | 10/23/2026 |
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