Compare and find the right option for you
| Loan Type | Rate | Points | APR* | Example Loan | Estimated Monthly Payment |
|---|---|---|---|---|---|
| 30 Year Fixed Rate | 4.875% | 0.375% | 4.961% | $300,000 | $1,587.62 |
| 15 Year Fixed Rate | 4.125% | 0.375% | 4.266% | $300,000 | $2,237.90 |
Get $500 Off Closing Costs**
Buy your home with WECU today. Apply by June 30, 2022.**Discount on closing costs applies only to the purchase of a primary residence and loan amount of $100,000.00 or more. Promotion subject to standard WECU loan closing requirements and conditions.
Get Started30-Year Fixed Home Loan Purchase Rate
AS LOW AS
4.961%
apr*
*Annual Percentage Rate
We're Here for You
Your Journey to Homeownership
Your home is a special place. And we're here to make the home buying process easier and stress-free, with affordable rates and low fees. Get started today!
Get Started-
Start with WECU
Whether you are brand new to the process or just found the house of your dreams, meet with one of our experts to prepare for your journey. -
Add a realtor to the team
Now that you have your WECU preapproval letter you’re ready to make an offer. We’ll be right there with you and your agent to answer questions along the way. -
Your offer is accepted
This leg of journey goes quickly. We’ll work together to navigate a clear path to your new front door. -
It’s move in time!
Congratulations; you’ve done it! And now you have a guide for life. Unlike other lenders, WECU stays on your team to process your payments, answer your questions and be there for whatever you need.
Benefits of a WECU Mortgage
• Competitive rates & low fees
• Local servicing
• Free pre-approvals
• Automatic payment options
• 24/7 online access to your account
• Online application and approval
First Time Buying a Home? Here’s What You Need to Know.
Watch our educational webinar to learn about anything and everything for our first time home buyers.
The information provided on this page is for comparative purposes only. Rates and terms may change at any time and without prior notice. Your actual rate, payment, terms and costs could be different. Get an official Loan Estimate before choosing a loan. Your rate, fees, and terms may differ based on when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, debt to income ratio, loan to value ratio, etc. The payment examples do not include mortgage insurance. The actual payment will be higher if mortgage insurance is required on your loan. The payment examples do not include amounts for taxes and insurance premiums. Your actual payment obligation will be greater considering taxes and insurance premiums.
For current pricing on Multi-Unit (2-4 family) properties or Single-wide/Manufactured Homes in a park, contact one of our Team Members at 800-525-8703 x7390 or through our Team page.