Spend Safe

No expensive overdrafts. Mobile Banking to check your money and pay bills. Get started today!

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Apply Today!

Pay bills, cash checks,* and get groceries!

Not sure how to get started? Just bring a government-issued photo ID and your social security number or ITIN to one of WECU’s branches. We’ll help you set up your Spend Safe Checking so you can start shopping TODAY!

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Early Payday

Get your paycheck up to two days earlier†† with a WECU checking account. You’ve earned it.

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Worry Free

Do you need a second chance?**

Have you had financial problems in the past? Spend Safe Checking is here to help! Enjoy banking with no overdraft worries. Get your finances headed in the right direction today!

*Checks may be subject to holds.

**Qualification determined by consumer reports and member eligibility.

†† Early access to automatic deposits depends on the day the money is sent. WECU deposits the funds on the business day the payment is received, which may be up to 2 days earlier than the scheduled payment date.

More Features

Additional membership benefits with your Spend Safe account include $1 money orders, one free cashiers check every month, free coin counters, and thousands of surcharge-free ATMs nationwide. We’re here for you during flexible evening and Saturday hours.

$0 Monthly Service Fee

Say goodbye to monthly service fees. As a local credit union, we believe your account shouldn’t cost you money.

Free Check Cashing

Cash your checks for free! Feel secure knowing that your money is well protected and waiting for you.

Mobile Banking

Use Mobile Banking to see how much money is in your account and what bills have been paid.

Ready to Apply?

Stop into any WECU location or book an appointment ahead of time. We can explain your options and answer any questions to help you open your account today.

We are excited to help you on your home ownership journey!

The first step is to create an account for your customized Real Estate experience.

Create Account