Auto Loans

We'll get you pre-approved to make dealer negotiation a snap or you can even get WECU financing right at the dealership.

apply now

Auto-buying the way you want.

Get Pre-Approved at WECU

Visit us at a branch or apply online to zip through a free pre-approval process for an auto loan right on the spot. Then it’s time to go shopping.

Visit a dealer

Find the car you want first and then tell your dealer that you want to finance with WECU. Dealers throughout WA state are ready to help WECU members find a car and a loan from their local credit union.

Costco Auto Program

WECU has partnered with the Costco Auto Program to provide you with pre-arranged pricing through its network of hand-selected dealerships. Plus there are added perks when you finance your car with WECU.

Auto Loan Rates

AS LOW AS 2.99% apr*
*Annual Percentage Rate

Protection for life’s twists and turns.

What happens if your car is totaled or stolen while you still owe a balance on your auto loan? Not to worry. Member’s Choice Guaranteed Asset Protection (GAP) can keep you covered:


GAP pays

The difference between the balance you owe, and what your primary auto insurer pays.


GAP covers

Your insurance deductible too.


GAP gives

You get $2,500 towards the purchase of a replacement vehicle if you finance that vehicle through WECU.

A Little More For You

Payment Protection

Plan for the unexpected by adding Payment Protection to your loan. To add Payment Protection to your loan, give us a call.

Verify Your Insurance

Already have an auto loan with us and just need to verify your insurance? Take care of that last step now.