Compare and find the right option for you
| Loan Type | Rate Range (APR)* |
|---|---|
| Auto and Trucks | 6.99% - 19.24% |
| Boats | 6.99% - 19.99% |
| RVs | 6.99% - 14.49% |
| Motorcycles | 6.99% - 20.49% |
| Other Secured | 7.74% - 19.99% |
Prequalify for an auto loan today!
Get an answer in minutes with no impact to your credit score.†
Get StartedAuto Loan Rates
AS LOW AS
6.99%
apr*
*Annual Percentage Rate
Auto-buying the way you want.
You’ve got options and we’ve got Auto Loans. Apply online, in person,
or ask for a WECU loan at your local dealership.
Prequalify today
Prequalify for an auto loan now with no impact to your credit score.† Get an answer in minutes!
Visit a dealer
Find the car you want first and then tell your dealer that you want to finance with WECU. Dealers throughout WA state are ready to help WECU members find a car and a loan from their local credit union.
March 1, 2023 - April 30, 2023
Audi Limited -Time Special
Eligible Costco members can receive $1,000, $1,500, $3,000, or $5,000 on the purchase or lease of select, new Audi models.Members who purchase an eligible vehicle through Costco Auto Program and use Whatcom Educational Credit Union to finance their purchase will receive the following in addition to their member-only incentive:
$50 Costco Shop Card, if you are already a Costco member, or a free Gold Star Membership, if you are not a Costco member.
Need help finding a car?
WECU has partnered with the Costco Auto Program to provide you with pre-arranged pricing through its network of hand-selected dealerships, with added perks when you finance your car with WECU.
Protection for life’s twists and turns.
What happens if your car is totaled or stolen while you still owe a balance on your auto loan? Not to worry. Member’s Choice Guaranteed Asset Protection (GAP) can keep you covered:
GAP pays
The difference between the balance you owe, and what your primary auto insurer pays.
GAP covers
Your insurance deductible, too.
GAP gives
You get $2,500 towards the purchase of a replacement vehicle if you finance that vehicle through WECU.
Payment Protection
Plan for the unexpected by adding Payment Protection to your loan. To add Payment Protection to your loan, give us a call.
Verify Your Insurance
Already have an auto loan with us and just need to verify your insurance? Take care of that last step now.
Let's Talk It Over
We’re here to help. Give us a call, stop by a branch, or start a chat today.
† Information contained in your credit report will be used to qualify you for an offer. An offer is not guaranteed. Loan approval is subject to verification of income, debt-to-income ratio, credit information, and application information needed to meet the minimum requirements established for the offer.
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