Become a WECU member and earn $250 when you open online. 1
Spend Free Checking is WECU’s simple, straightforward checking account for people who want everyday banking without a monthly fee. Open online, start your membership, and earn a $250 bonus when you meet the offer requirements.1
Limited-time offer. Terms and eligibility requirements apply.1
Start My Offer
WECU is a not-for-profit financial institution focused on helping members grow financially.
Earnings are returned to members through great rates, minimal fees, and people-first service.
You are not just a customer. You are a member.
You and your family may become members if you live, work, worship, or attend school in Washington.
Open Spend Free Checking NowSafe. Secure. Federally insured by NCUA.
1. Offer is available for a limited time to qualifying individuals who have not been a member in the last twelve (12) months and have previously not received a New Member Bonus. Requirements to receive $250: New member must open Spend Free checking online at wecu.com and receive a direct deposit of $500 or more into that new account within the first 60 days. Bonus will be deposited into the account on day 65, if requirements are met. One bonus per person. Cannot be combined with other new member offers. You are responsible for any taxes due on the value of the bonus offer. We will report the bonus to tax authorities as required. Please consult a tax advisor, WECU does not provide tax advice. Only tax-reporting account owners are eligible. Foreign members without tax identification numbers are not eligible. Offer expires 12/31/2026. WECU may change or discontinue this offer without notice. Spend Free Rewards Checking requires $1 to open. Contact us for details.
2. A minimum opening deposit of $1 is required.
3. Early access to automatic deposits depends on the day the money is sent. WECU deposits the funds on the business day the payment is received, which may be up to 2 days earlier than the scheduled payment date.
4. WECU Mobile is rated 4.8 in the Apple App Store and 4.7 in Google Play, as of October 2025.
5. Returning members must be in good standing.
The site you are about to visit is not operated or controlled by WECU, nor is WECU responsible for its content. WECU is not to be misconstrued as a representative for visitors of our website, the third party website operator, or for our members in the event of communication or a transaction. WECU's website terms, privacy and security policies may differ from this site.
The first step is to create an account for your customized Real Estate experience.
