Auto Loans
You're in the driver's seat with a WECU® auto loan!
Auto Loan Refinance Special
For a limited time, bring your auto loan to WECU® and get up to $200!* This offer applies to auto loans not already finances through WECU®. The minimum balance to refinance is $5,000. Subject to credit approval. Rates are based on length of term, creditworthiness, and collateral age. Term is based on amount financed. *Incentives are based on loan amount and range from $50-$200. Promotional offer valid for a limited time.
About WECU® Auto Loans
In the market for a new ride? Talk to WECU® first! We'll get you pre-approved to make dealer negotiation a snap - you can even get WECU® financing right at the dealership thanks to our partnership with CUDL. Our automotive loans cover a wide variety of automobiles and personal transportation devices. We will finance new and used vehicles, recreational vehicles, motorcycles, all-terrain vehicles, boats, personal watercraft, and more! You can add GAP and Payment Protection to help protect your investment. See details below.
Highlights of an auto loan at WECU:
- Competitive loan rates
- Be Pre-Qualified - Find out how much you can afford before you begin shopping for your vehicle.
- Up to a full 1% loan rate discount - We value your relationship with the credit union and want to reward you for using our products and services. If you have direct deposit of your paycheck you'll receive a .5% loan rate discount. If you set up a periodic payment to have your loan payment automatically deducted from your primary checking account you'll receive another .5% discount.
- Automatic payment options
- Easy access to your loan accounts with E-Max online banking and Tele-Max phone banking
- Local service you can trust
- GAP Protection
Auto loan rates as low as 1.74% APR*
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| We finance: | New or used cars, trucks, vans, campers, RVs or boats. Auto financing available at the dealer through CUDL! |
| Loan amounts: | Based on NADA book prices. |
| Extras available: | Extended coverage plans. |
| What's required: | Full coverage insurance. |
| * * Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. | |
Auto Solution - The Credit Union's Automotive Center!
Auto Solution is a Vehicle Buying Service for Credit Union members that helps eliminate the hassle and negotiation common in a vehicle purchase.
In addition to helping you purchase the car of your dreams, Auto Solutions offers accessories, extended warranties, CarFax Vehicle History Service, Used Car Values, New Car invoice information, Member Auto Buying seminars, Off-Site Credit Union Sales, FASTRAX Vehicle Update E-Newsletter and more!
Auto Solution is a great way for you to get credit union financing at the lot, as well as all of the information you need about the car you're looking for.
Click here for more information.
Member's Choice Gap Protection:
What happens if your car is totaled or stolen when you still have a loan balance? In most cases your insurance company pays insurance claims based on the current book value of your vehicle. If
you financed your sales tax and license fees, or if your vehicle has depreciated during your loan, you may find that you still owe money on a vehicle you can't drive anymore.
If your vehicle is stolen or damaged beyond repair Members Choice GAP (guaranteed asset protection) pays the difference between the balance of your vehicle or boat loan, and what your primary auto
insurer pays, it even pays your insurance deductible! Members Choice GAP also gives you $1,000 towards the purchase of a replacement vehicle if you finance that vehicle through
WECU®.
Members Choice GAP Protection is available for loans of up to 150% of the value of the vehicle or vessel.
Prices for Members Choice GAP:
- Cars and Trucks $199.00
- Power Sport (motorcycles, jet skis, etc) $224.00
- Watercraft (boats, catamarans) $229.00
- Recreational Vehicles (5th wheels, travel trailers, etc) $319.00
For full details on Members Choice GAP, call 360.676.1168 or stop in to talk to a WECU® Loan Officer today!
*Cost varies depending on collateral type and is subject to change without notice.
What's your pleasure?
Financing your next car will be very convenient! By partnering with the CUDL program (Credit Union Direct Lending), WECU® now offers our great rates and legendary service even when you can't make it into a branch. Click here to research CUDL dealers in your area.
CUDL is a credit union-owned program that allows you to
submit your auto loan application to WECU® 24 hours a day, seven days a week right at the auto dealership. You can get the same great WECU® loans and rates at the dealership
as you can at a branch. Just let your car dealer know that you're a member of WECU® and they'll get you started with your loan.
What does this mean for you?
- One stop shopping and financing at the dealer: now you can sign your loan paperwork at the same time you purchase your next vehicle.
- Quick decision: Apply for your loan at participating dealerships and get a decision right away, even if it's after WECU® business hours or on weekends.
- Same rates: The same great WECU® loan rates that you'd receive in our branches are also available when you apply for your financing through the dealership.
- Dealer products: Prices may differ on loan enhancement products if you buy them at the dealer. Call WECU® to compare our prices before purchasing life/disability protection and GAP (Guaranteed Asset Protection).
- WECU® servicing on your loan: If you have questions about your loan, you can talk to a WECU® loan officer during business hours at any of our 11 branch locations (with the exception of our Sudden Valley branch) or through our live call center Monday-Friday from 8:00am to 6:00pm.
