Get $250*

More bang, more buck with business checking.**
Get to know the business side of WECU.

Book Appointment
Choose What’s Right for You

WECU Checking Accounts

With a WECU Business Checking account, you get the tools and access that you need to manage your money on your terms.

Serve

Operating account for non-profit entities without cash management needs.1

Simple

Low fee account for small businesses with low transaction needs.

Savvy

Operating account for businesses with higher transaction and cash management needs.

Smart

Analysis account for businesses with high balances and cash management needs.

  • Monthly Fee
  • Minimum Average Balance
  • Annual Percentage Yield
  • Dividend Rate Qualification
  • Items Included
  • Excess Item Fee
  • Cash Deposits Included
  • Excess Cash Deposit Fee
  • Direct Pay
  • Earnings Credit Rate
  • Item Fee
  • Cash Deposit Fee

Serve

Operating account for non-profit entities without cash management needs.1

  • Monthly Fee $0
  • Minimum Average Balance $0
  • Annual Percentage Yield None
  • Dividend Rate Qualification None
  • Items Included Unlimited
  • Excess Item Fee $0
  • Cash Deposits Included Unlimited
  • Excess Cash 
Deposit Fee $0
  • Direct Pay None
  • Earnings Credit Rate None
  • Item Fee None
  • Cash Deposit Fee None
  • Connect With Us Rates and Terms

Simple

Low fee account for small businesses with low transaction needs.

  • Monthly Fee $0
  • Minimum Average Balance $0
  • Annual Percentage Yield 1.00% on up to $1,0002, .10% on remaining balance
  • Dividend Rate Qualification 10 POS3
  • Items Included 200
  • Excess Item Fee $0.25
  • Cash Deposits Included $10,000
  • Excess Cash 
Deposit Fee $0.05 per $100
  • Direct Pay None
  • Earnings Credit Rate None
  • Item Fee None
  • Cash Deposit Fee None
  • Connect With Us Rates & Terms

Savvy

Operating account for businesses with higher transaction and cash management needs.

  • Monthly Fee $15
  • Minimum Average Balance $15,000
  • Annual Percentage Yield 1.00% on up to $5,0002, .10% on remaining balance
  • Dividend Rate Qualification 10 POS3
  • Items Included 500
  • Excess Item Fee $0.25
  • Cash Deposits Included $10,000
  • Excess Cash 
Deposit Fee $0.05 per $100
  • Direct Pay Free
  • Earnings Credit Rate None
  • Item Fee None
  • Cash Deposit Fee None
  • Connect With Us Rates & Terms

Smart

Analysis account for businesses with high balances and cash management needs.

  • Monthly Fee $10
  • Minimum Average Balance None
  • Annual Percentage Yield None
  • Dividend Rate Qualification None
  • Items Included None
  • Excess Item Fee None
  • Cash Deposits Included None
  • Excess Cash 
Deposit Fee None
  • Direct Pay None
  • Earnings Credit Rate Variable
  • Item Fee $0.10 per item
  • Cash Deposit Fee $0.05 per $100
  • Connect With Us Rates & Terms

1. For federal or state registered non-profits, excluding religious organizations with an EIN.
2. To earn the Business Checking bonus rate of 1.00% APY on balances up to and including $1,000 (for Simple Checking) or including $5,000 (for Savvy Checking), and 0.10% APY on balances over $1,000, you must have ten (10) debit card transactions posted and cleared monthly. If this account requirement is not met, the rate will be 0.05% APY. Annual Percentage Yield (APY) accurate as of 7/06/2022. Fees could reduce earnings.
3. Point of sale transactions conducted by the business.

Get $250* with Business Checking**

More bang, more buck. Get to know the business side of WECU with our Business Checking account options.

* Offer is available for a limited time to qualifying business members who have not been a member in the last twelve (12) months. Requirements to receive the $250 bonus: open a new Serve, Simple, Savvy, or Smart account, enroll in eStatements, and complete 10 transactions or more on that new account within sixty (60) days of account opening. Bonus will be deposited into the account on day 61, if requirements are met. Offer expires December 31, 2022. WECU may change or discontinue this offer without notice.

** Business accounts require $1 to open. See Business Rate & Fee Schedule or contact us for details.

We are excited to help you on your home ownership journey!

The first step is to create an account for your customized Real Estate experience.

Create Account