BELLINGHAM, WA (December 12, 2025) – In response to recent flooding and the heightened risk of continued severe weather, WECU is activating a comprehensive Flood Relief Program to support members and non-members experiencing financial hardship.
WECU’s Flood Relief Program is designed to provide flexible, accessible assistance for those navigating the aftermath.
Flood Relief Assistance Options
The following resources are available immediately to both WECU members and non-members affected by flooding:
Consumer Flood Relief Assistance
- Free Skip-a-Pay: Members may skip a loan payment (excluding mortgages) with the standard $15 fee fully waived. Apply Now.
- Loan Extensions & Interest-Only Options: Extensions and interest-only arrangements are available at no cost, with approval.
- Privilege Pay Fee Waiver: Privilege pay fees may be reversed on a case-by-case basis for impacted members, with approval.
Flood Relief Assistance Loan – 0.00% APR
- 90 day personal loan at 0.00% APR
- No payments for 90 days; maximum 90-day term
- One lump-sum payment due at the end of the term
- Loan amounts up to $6,000
- Subject to approval
- Apply Now
Flood Relief Assistance Loan – 3.90% APR
- 3.90% APR personal loan
- First payment within 90 days
- Maximum 48-month term
- Loan amounts up to $7,500
- Subject to approval
- Apply Now
Real Estate Flood Relief Assistance
- Mortgage Forbearance: WECU’s Real Estate team will work directly with affected members to explore tailored forbearance options based on individual needs and qualifications.
- Support is available by emailing reps@wecu.com or calling x7393.
Business Flood Relief Assistance
Flood Relief Assistance Loan – 0.00% APR
- 0.00% APR
- No payments for 90 days; maximum 90-day term
- One lump-sum payment due at the end of the term
- Loan amounts up to $5,000
- Subject to approval
- Connect With Us
Flood Relief Assistance Loan – 3.90% APR
- 3.90% APR
- First payment within 90 days
- Maximum 48-month term
- Loan amounts up to $10,000
- Subject to approval
- Connect With Us
WECU encourages anyone impacted by the flooding—members or not—to contact the credit union for personalized guidance and support. Staff are ready to help individuals and businesses understand available options and determine the best path forward.
About WECU
WECU is a member-owned, not-for-profit credit union headquartered in Bellingham, Washington. WECU was founded in 1936 as the Bellingham Teacher’s Credit Union. Today, it serves over 175,000 members with more than $3.0 billion in assets. WECU is committed to enhancing the financial well-being of its members and making a positive impact in the communities it serves.
Rate, terms and conditions are subject to change without notice.
