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Jargon Hacks

We keep it simple. Keep calm, read on.

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ACH

ACH stands for Automated Clearing House, an electronic money transfer system for payments.

APR

APR = Annual Percentage Rate, the annualized interest percent to be paid on your loans balance.

ATM

An ATM is an automated teller or cash machine.

ATM Card

This is a plastic card that allows you to perform transactions on your account when you insert it into an ATM and enter your PIN.

Balance

The value of your account, either positive (credit) or negative (debt).

Cashier’s Check

A cashier’s check is a check guaranteed by the Credit Union. Cashier’s checks are treated as guaranteed funds because the Credit Union, rather than the purchaser, is responsible for paying the amount.

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