IRAs | WECU

UP TO 4.75% apy*

*Annual Percentage Yield

Account Type	Dividend Rate¹	APY²	Minimum Opening Balance	Early Withdrawal Penalty
IRA Savings	0.50%	0.50%	N/A	N/A
6 month IRA Certificate	4.67%	4.75%	$500	90 days' dividends
9 month IRA Certificate	4.43%	4.50%	$500	90 days' dividends
12 month IRA Certificate	4.43%	4.50%	$500	180 days' dividends
18 month IRA Certificate	4.43%	4.50%	$500	180 days' dividends
24 month IRA Certificate	4.33%	4.40%	$500	180 days' dividends
30 month IRA Certificate	4.14%	4.20%	$500	180 days' dividends
36 month IRA Certificate	3.94%	4.00%	$500	180 days' dividends
48 month IRA Certificate	3.70%	3.75%	$500	360 days' dividends
60 month IRA Certificate	3.45%	3.50%	$500	360 days' dividends

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