Compare and find the right option for you
Account Type | Dividend Rate¹ | APY² | Minimum Opening Balance | Early Withdrawal Penalty |
---|---|---|---|---|
IRA Savings | 0.50% | 0.50% | N/A | N/A |
6 month IRA Certificate | 1.000% | 1.00% | $500 | 90 days' dividends |
9 month IRA Certificate | 1.09% | 1.10% | $500 | 90 days' dividends |
12 month IRA Certificate | 4.38% | 4.45% | $500 | 180 days' dividends |
18 month IRA Certificate | 1.49% | 1.50% | $500 | 180 days' dividends |
24 month IRA Certificate | 4.38% | 4.45% | $500 | 180 days' dividends |
30 month IRA Certificate | 2.48% | 2.50% | $500 | 180 days' dividends |
36 month IRA Certificate | 1.98% | 2.00% | $500 | 180 days' dividends |
48 month IRA Certificate | 2.23% | 2.25% | $500 | 360 days' dividends |
60 month IRA Certificate | 2.38% | 2.40% | $500 | 360 days' dividends |