|Certificate Term||Period of Investment||Dividend Rate*||APY**||Minimum Opening Balance||Early Withdrawal Penalty|
|6 months||181 days||1.00%||1.00%||$500||90 days' dividends|
|12 months||365 days||1.56%||1.57%||$500||180 days' dividends|
|18 months||546 days||1.66%||1.67%||$500||180 days' dividends|
|24 months||730 days||1.76%||1.77%||$500||180 days' dividends|
|30 months||911 days||1.76%||1.77%||$500||180 days' dividends|
|36 months||1,095 days||1.76%||1.77%||$500||180 days' dividends|
|48 months||1,461 days||1.76%||1.77%||$500||360 days' dividends|
|60 months||1,826 days||1.76%||1.77%||$500||360 days' dividends|
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