IRAs

UP TO 1.77% apy*

*Annual Percentage Yield

Certificate Term	Period of Investment	Dividend Rate*	APY**	Minimum Opening Balance	Early Withdrawal Penalty
6 months	181 days	1.00%	1.00%	$500	90 days' dividends
12 months	365 days	1.56%	1.57%	$500	180 days' dividends
18 months	546 days	1.66%	1.67%	$500	180 days' dividends
24 months	730 days	1.76%	1.77%	$500	180 days' dividends
30 months	911 days	1.76%	1.77%	$500	180 days' dividends
36 months	1,095 days	1.76%	1.77%	$500	180 days' dividends
48 months	1,461 days	1.76%	1.77%	$500	360 days' dividends
60 months	1,826 days	1.76%	1.77%	$500	360 days' dividends

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