|Certificate Term||Period of Investment||Rate of Return||Early Withdrawal Penalty|
|6 months||181 days||Dividend Rate: 0.85% APY*: 0.85%||90 days' dividends|
|12 months||365 days||Dividend Rate: 1.55% APY*: 1.56%||180 days' dividends|
|18 months||546 days||Dividend Rate: 1.65% APY*: 1.66%||180 days' dividends|
|24 months||730 days||Dividend Rate: 1.75% APY*: 1.76%||180 days' dividends|
|30 months||911 days||Dividend Rate: 2.00% APY*: 2.02%||180 days' dividends|
|36 months||1,095 days||Dividend Rate: 2.05% APY*: 2.07%||180 days' dividends|
|48 months||1,461 days||Dividend Rate: 2.16% APY*: 2.18%||360 days' dividends|
|60 months||1,826 days||Dividend Rate: 2.50% APY*: 2.52%||360 days' dividends|
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