|Certificate Term||Dividend Rate¹||APY²||Minimum Opening Balance||Early Withdrawal Penalty|
|6 months||0.50%||0.50%||$500||90 days' dividends|
|9 months||0.55%||0.55%||$500||90 days' dividends|
|12 months||0.60%||0.60%||$500||180 days' dividends|
|18 months||0.80%||0.80%||$500||180 days' dividends|
|24 months||1.00%||1.00%||$500||180 days' dividends|
|30 months||1.00%||1.00%||$500||180 days' dividends|
|36 months||1.00%||1.00%||$500||180 days' dividends|
|48 months||1.00%||1.00%||$500||360 days' dividends|
|60 months||1.00%||1.00%||$500||360 days' dividends|
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