| Interest Rates and Interest Charges | |
|---|---|
| Annual Percentage Rate (APR) for Purchases, Cash Advances, and Balance Transfers | 12.9% |
| Fees | |
| Annual Fee | None |
| Transaction Fees | • Cash Advance Fee: None |
| Penalty Fees | • Late Payment Fee: 5% of minimum monthly payment, or $15.99, whichever is greater • Overlimit Fee: $10.00 • NSF/Return Check Fee: $5.00 |
| Other Fees | • Foreign Transaction Fee: Up to 1% of the US dollar amount of the foreign Transaction |
| Grace Period for Purchases | Your due date is 25 days after the close of each billing cycle. We will not charge interest on current purchases if you pay the New Balance for Purchases by the due date each month. |
| Foreign Transaction Fee: Up to 1% of the US dollar amount of the foreign Transaction | Average Adjusted Daily Balance (Including current transactions) |
| For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore |
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