| Loan Type | Rate* | Points | APR** | Example Loan | Monthly Payment*** | effective date |
|---|---|---|---|---|---|---|
| Variable Rate HELOC (Primary Residence) | 7.000% - 9.250% | 0.000% | 7.085% - 9.348% | $50,000 | Interest Only | 10/29/2025 |
| Variable Rate HELOC (Second Home) | 8.000% - 10.250% | 0.000% | 8.091% - 10.354% | $50,000 | Interest Only | 10/29/2025 |
| Variable Rate HELOC (Investment Home) | 9.000% - 11.250% | 0.000% | 9.096% - 11.360% | $50,000 | Interest Only | 10/29/2025 |
| Fixed Rate Advance (Primary Residence) | 7.000% - 9.250% | 0.000% | 7.085% - 9.348% | $50,000 | $387.65 - $1,043.99 | 10/29/2025 |
| Fixed Rate Advance (Second Home) | 8.000% - 10.250% | 0.000% | 8.091% - 10.354% | $50,000 | $418.22 - $1,068.51 | 10/29/2025 |
| Fixed Rate Advance (Investment Home) | 9.000% - 11.250% | 0.000% | 9.096% - 11.360% | $50,000 | $449.86 - $1,093.37 | 10/29/2025 |
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