| Loan Type | Rate* | Points | APR** | Example Loan | Monthly Payment*** | effective date |
|---|---|---|---|---|---|---|
| Variable Rate HELOC (Primary Residence) | 6.750% - 9.000% | 0.000% | 6.834% - 9.096% | $50,000 | Interest Only | 11/19/2025 |
| Variable Rate HELOC (Second Home) | 7.750% - 10.000% | 0.000% | 7.839% - 10.102% | $50,000 | Interest Only | 11/19/2025 |
| Variable Rate HELOC (Investment Home) | 8.750% - 11.000% | 0.000% | 8.845% - 11.108% | $50,000 | Interest Only | 11/19/2025 |
| Fixed Rate Advance (Primary Residence) | 6.750% - 9.000% | 0.000% | 6.834% - 9.096% | $50,000 | $380.18 - $1,037.92 | 11/19/2025 |
| Fixed Rate Advance (Second Home) | 7.750% - 10.000% | 0.000% | 7.839% - 10.102% | $50,000 | $410.47 - $1,062.35 | 11/19/2025 |
| Fixed Rate Advance (Investment Home) | 8.750% - 11.000% | 0.000% | 8.845% - 11.108% | $50,000 | $441.86 - $1,087.12 | 11/19/2025 |
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