| Loan Type | Rate* | Points | APR** | Example Loan | Monthly Payment*** | effective date |
|---|---|---|---|---|---|---|
| 1-20 Year Fixed Rate (Primary Residence) | 7.250% - 9.500% | 0.000% | 7.401% - 10.036% | $50,000 | $395.19 - $1,050.09 | 9/11/2025 |
| 1-20 Year Fixed Rate (Second Home) | 8.250% - 10.500% | 0.000% | 8.413% - 11.059% | $50,000 | $426.03 - $1,074.70 | 9/11/2025 |
| 1-20 Year Fixed Rate (Investment Home) | 9.250% - 11.500% | 0.000% | 9.425% - 12.082% | $50,000 | $457.93 - $1,099.63 | 9/11/2025 |
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