| Loan Type | Rate* | Points | APR** | Example Loan | Monthly Payment*** | effective date |
|---|---|---|---|---|---|---|
| 30-Year Fixed | 6.000% | 1.000% | 6.145% | $300,000 | $1,798.65 | 11/21/2025 |
| 15-Year Fixed | 5.375% | 0.875% | 5.590% | $300,000 | $2,431.40 | 11/21/2025 |
| 7-Year ARM | 5.125% | 0.875% | 6.071% | $300,000 | $1,633.46 | 11/21/2025 |
| 30-Year Fixed Invest | 6.875% | 1.000% | 7.008% | $300,000 | $1,970.79 | 11/21/2025 |
| Jumbo 30-Year Fixed | 6.125% | 0.625% | 6.221% | $900,000 | $5,468.49 | 11/21/2025 |
| Jumbo 15-Year Fixed | 5.500% | 0.750% | 5.672% | $900,000 | $7,353.75 | 11/21/2025 |
| 7-Year Jumbo ARM | 5.000% | 1.000% | 5.934% | $900,000 | $4,831.39 | 11/21/2025 |
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