| Loan Type | Rate* | Points | APR** | Example Loan | Monthly Payment*** | effective date |
|---|---|---|---|---|---|---|
| 30-Year Fixed | 5.875% | 0.875% | 6.007% | $300,000 | $1,774.61 | 10/29/2025 |
| 15-Year Fixed | 5.250% | 0.750% | 5.444% | $300,000 | $2,411.63 | 10/29/2025 |
| 7-Year ARM | 5.125% | 1.000% | 6.145% | $300,000 | $1,633.46 | 10/29/2025 |
| 30-Year Fixed Invest | 6.875% | 0.750% | 6.984% | $300,000 | $1,970.79 | 10/29/2025 |
| Jumbo 30-Year Fixed | 5.875% | 1.000% | 6.003% | $900,000 | $5,323.84 | 10/29/2025 |
| Jumbo 15-Year Fixed | 5.250% | 0.875% | 5.438% | $900,000 | $7,234.90 | 10/29/2025 |
| 7-Year Jumbo ARM | 5.000% | 1.000% | 5.998% | $900,000 | $4,831.39 | 10/29/2025 |
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