| Loan Type | Rate* | Points | APR** | Example Loan | Monthly Payment*** | effective date |
|---|---|---|---|---|---|---|
| Variable Rate HELOC (Primary Residence) | 6.500% - 8.750% | 0.000% | 6.583% - 8.845% | $50,000 | Interest Only | 12/18/2025 |
| Variable Rate HELOC (Second Home) | 7.500% - 9.750% | 0.000% | 7.588% - 9.851% | $50,000 | Interest Only | 12/18/2025 |
| Variable Rate HELOC (Investment Home) | 8.500% - 10.750% | 0.000% | 8.593% - 10.857% | $50,000 | Interest Only | 12/18/2025 |
| Fixed Rate Advance (Primary Residence) | 6.500% - 8.750% | 0.000% | 6.583% - 8.845% | $50,000 | $372.79 - $1,031.86 | 12/18/2025 |
| Fixed Rate Advance (Second Home) | 7.500% - 9.750% | 0.000% | 7.588% - 9.851% | $50,000 | $402.80 - $1,056.21 | 12/18/2025 |
| Fixed Rate Advance (Investment Home) | 8.500% - 10.750% | 0.000% | 8.593% - 10.857% | $50,000 | $433.91 - $1,080.90 | 12/18/2025 |
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