| Loan Type | Rate* | Points | APR** | Example Loan | Monthly Payment*** | effective date |
|---|---|---|---|---|---|---|
| VA 30-Year Fixed Purchase | 5.625% | 0.375% | 5.772% | $300,000 | $1,726.97 | 11/21/2025 |
| VA 15-Year Fixed Purchase | 5.000% | 0.125% | 5.202% | $300,000 | $2,372.38 | 11/21/2025 |
| VA 30-Year Fixed Refinance | 5.625% | 0.375% | 5.772% | $300,000 | $1,726.97 | 11/21/2025 |
| VA 15-Year Fixed Refinance | 5.000% | 0.125% | 5.202% | $300,000 | $2,372.38 | 11/21/2025 |
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