| Loan Type | Rate* | Points | APR** | Example Loan | Monthly Payment*** | effective date |
|---|---|---|---|---|---|---|
| VA 30-Year Fixed Purchase | 5.500% | 0.375% | 5.645% | $300,000 | $1,703.37 | 10/29/2025 |
| VA 15-Year Fixed Purchase | 4.750% | 0.250% | 4.968% | $300,000 | $2,333.50 | 10/29/2025 |
| VA 30-Year Fixed Refinance | 5.500% | 0.375% | 5.645% | $300,000 | $1,703.37 | 10/29/2025 |
| VA 15-Year Fixed Refinance | 4.750% | 0.250% | 4.968% | $300,000 | $2,333.50 | 10/29/2025 |
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