You’ve been told you need to “save money.” Sometimes they go further, “save 10% of your income” or have “three months living expenses saved for a rainy day.” Well, which it is? Is it both? If it’s not both which is more important?! It’s stressful!

If you don’t know where to start, and a formalized plan seems too much right now, first and foremost, just start. Pick a monthly amount you know you can afford to save. To put it into practice, set up an automatic transfer through online banking. Or, if you enjoy WECU’s candy, put a rubber band on your wrist to remind you that when you deposit your next paycheck with a teller to put some money in savings.

Don’t minimize the significance of this habit-building step. This is a major accomplishment. You are now a “saver.”

Later, WECU can help you reach more specific goals and offer you advice. But most importantly, to quote Arthur Ashe, “Start where you are. Use what you have. Do what you can.”