
What is Smishing?
One way in which scammers take advantage of our reliance on the use of our mobile phones is through text scams, also called Smishing.
Scams are more prevalent than ever, the key to not getting tricked is understanding the scammers tactics.
Social Engineering is the practice of manipulating people into divulging confidential information including bank account information, social security numbers and passwords. It involves exploiting human psychology and tendencies to trust, authority, fear, and curiosity to deceive individuals or organizations.
Social engineering attacks can take various forms and the attacker may impersonate a trustworthy person or entity, create a sense of urgency or fear, or offer a reward or benefit to gain the victim’s trust and compliance.
Be cautious when you are asked for confidential information via email, text message, social media message, or over the phone. Confidential information includes:
Phishing emails and text messages may also include links or attachments containing malicious software designed to infect your computer. Use caution when opening emails, downloading attachments, or clicking on links.
Here are a few additional tips to help keep you safe:
Never provide your online banking credentials or debit or credit card number and PIN to anyone. Never give personal information out on social media.
If you suspect someone has gained unauthorized access to your account, contact WECU immediately at 800-525-8703.
To report a card lost or stolen after hours, call 866-767-0814 (credit) or 844-909-1628 (debit).
If you are traveling outside the U.S. call collect at any time 415-805-4639 (credit) or 415-805-4713 (debit).
One way in which scammers take advantage of our reliance on the use of our mobile phones is through text scams, also called Smishing.
One way in which scammers take advantage of our reliance on the use of our mobile phones is through phone scams, also called Vishing.
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