Existing Member? Request Card Here.
Details and availability may vary.
The Bells debit card is available on two checking accounts. Same card, same community impact with an upgrade option for members who want to earn rewards points while they spend.
Use your card at the ballpark and earn 5x points on food, merchandise, and tickets.
A straightforward checking account for people that like to keep it simple.
For decades, we’ve reinvested in the places our members call home. From classrooms to local non-profits to the baseball fields where kids learn what it means to be part of a team.
When you bank with us, your money stays in this community and goes to work here. The Bells debit card is just the newest way we’re putting that promise into action. Check out the Bellingham Bells Community Foundation!
We’re here to listen, to help, and to build lasting relationships, because when our community succeeds, we all do.
Help young fans build good financial habits by opening First Step accounts and score 7.00% APY† on combined balances up to $750.†
• Joint account with a parent or guardian for easy oversight
• No monthly fees, no minimum balance requirements
• Debit card with account alerts parents can manage
• Mobile app access to track spending and build good habits
• Automatically converts to a standard account when they turn 20
• Note: Kids accounts do not have a Bells Card option
Download our 4.8-star app‡ today to check balances, move money, and deposit checks anytime, anywhere. Learn more about online services
The WECU Bells Debit Card supports local youth baseball with every swipe. No extra steps. Just a better way to support the community you already show up for. Read more about the Bellingham Bells Community Foundation.
The Bellingham Bells are a summer collegiate, wood bat baseball team and a member of the West Coast League. During the months of June, July and August, the Bells compete in a 57-game season, playing home games at Joe Martin Field in Bellingham and traveling to compete with other WCL teams in Washington, Oregon, British Columbia and Alberta.
No, it is an enhancement to existing Spend Plus or Spend Free Checking accounts.
Yes, you can get your new Bells card here request new card, visit a branch, or call us to switch. 800-525-8703 TTY: 800-833-6388
A portion of every swipe with the WECU Bells Debit Card helps fund Junior Bells Development Program scholarships, making youth baseball more accessible across our community.
No, each card holder can choose their own preferred design.
*See Member Rewards Terms and Conditions or contact us for details.
**A minimum opening deposit of $1 is required. For Spend Plus Checking, the monthly fee is waived with a direct deposit greater than $100 per month; otherwise account is $5 per month.
†APY = Annual percentage yield. An opening deposit of $1 or more is required. First Step Foundation and First Step Savings are available with a parent/guardian joint signer. Age restrictions apply. It earns 7.00% APY on balances up to $500. Regular savings rate applies to balances above $500. Dividend Period for balances above $500 is quarterly and dividends compound quarterly. No monthly fee or minimum balance. $1 to open. First Step Checking is available for ages 6-19 years with a parent/guardian joint signer. It earns 7.00% APY on balances up to $250. Remaining balance is non-dividend-bearing. $1 to open. No overdraft fees. No check writing. First Step Savings and Checking APY is accurate as of April 01, 2024. See Truth-In-Savings and our Rate and Fee Schedule.
‡ WECU Mobile is rated 4.8 in the Apple App Store and 4.7 in Google Play, as of October 2025.
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