The WWU Card is available with an eligible WECU checking account. You do not need to be a current Western student to get the WWU Card.
Apparel Discounts
Students get 10% off apparel onsite at the bookstore on Western Wednesdays.*
Already a member? Request a card here.
* Only available onsite, cannot be redeemed online.
Details and availability may vary.
Pick the Account That Works for You
The WWU debit card is available on two checking accounts. Same card, same community impact with an upgrade option for members who want to earn rewards points while they spend.
Spend Plus Checking
- Earn points on everyday purchases**
- Monthly fee waived with direct deposit†
- Online and mobile banking
- Access 30,000+ surcharge-free ATMs nationwide
A checking account where you can earn points on every purchase.**
Spend Free Checking
- No monthly maintenance fee
- No minimums after opening account
- Online and mobile banking
- Access 30,000+ surcharge-free ATMs nationwide
A straightforward checking account for people that like to keep it simple.
Built for Bellingham and Beyond
The WWU debit card is made for the routines, places, and spontaneous plans that make Bellingham feel like home.
Built for VikingsFor groceries, books, rent, subscriptions, and the everyday spending that keeps life moving. |
Built for AlumniFrom your first day on campus to wherever you go next, carry a card that keeps you connected to Western. |
Built for SidequestsFor coffee downtown, thrift-store finds, late-night food, and plans that were not on the calendar. |
Built for AdventuresFor trail days, weekend trips, waterfront stops, and wherever life beyond campus takes you. |
Support Western
Invest in the next generation of Western students. A portion of every swipe helps support the Foundation for WWU and Alumni.
24/7 Access
Check your balance, move money, deposit checks, or lock your card in our 4.8-star rated app.‡
Access ATMs
Bank like a Viking with free WECU ATMs on campus, throughout Whatcom County, and nationwide.
Support Western
About the Foundation for WWU and Alumni
The Foundation for WWU and Alumni is a nonprofit that supports Western through private donations. It helps fund scholarships, student programs, and campus resources that support students.
Beyond a WWU Affinity Card
Get Stash Savings
Pair your checking account with a savings account that earns 6.00% APY.†† Build your balance faster while keeping your everyday money close at hand with Stash Savings.
Get Banking On-The-Go
Members love WECU Mobile
Download our 4.8-star app‡ today to check balances, move money, and deposit checks anytime, anywhere. Learn more about online services
Built for Vikings
The WECU WWU Debit Card helps support Western with everyday purchases. No extra steps, support the university community you're already part of. Learn more about the Foundation for WWU and Alumni.
We’re More Than a Credit Union.
We’re Your Neighbor.
For decades, WECU has invested in the communities our members call home. That includes supporting education, local organizations, and opportunities that help students thrive.
The WWU debit card puts that commitment into everyday action. When you use the card for qualifying purchases, WECU supports the Foundation for WWU and Alumni – helping strengthen programs and opportunities for current and future students.
We’re here to show up, listen, and build a lasting relationship with Western, because when students and the university community succeed, Bellingham succeeds too.
Disclosures
* Discounts for apparel and athletics tickets are available onsite only and cannot be redeemed online.
**See Member Rewards Terms and Conditions or contact us for details.
† A minimum opening deposit of $1 is required. For Spend Plus Checking, the monthly fee is waived with a direct deposit greater than $100 per month; otherwise account is $5 per month.
†† 6.00% APY on balances up to $2,500; balances over $2,500 will earn .01% APY on remaining balance. One Stash Savings account per member. Minimum opening deposit of $1 is required. Rates subject to change. Fees could reduce earnings. APY is accurate as of October 18, 2023.
‡ WECU Mobile is rated 4.8 in the Apple App Store and 4.7 in Google Play, as of October 2025.
WWU Card FAQs
No, it is an enhancement to existing Spend Plus or Spend Free Checking accounts.
New members must open an eligible WECU checking account. Existing members may be able to request the WWU Card for their current eligible account.
A portion of every swipe supports the Foundation for WWU and Alumni.
No, each card holder can choose their own preferred card.