3% Essentials
Choose from Gas/EV Charging (default selection), Automotive, Pets, Childcare, Sports & Recreation, Travel, Health & Wellness, or Utilities.
Up to 3% cash back on everyday essentials1
WECU Hive Credit Card
No annual fee credit card. Prequalify with no impact to your credit.
up to 3%
Choose 3%, 2%, and 1% rewards on everyday essentials like gas, groceries, and more!1
0%Intro APR
0% Intro APR for 6 months, after intro period rate of 18.40% - 25.40% APR will apply2 on purchases. Shop smarter with zero interest for half the year!
15K
Get 15K bonus points when you spend $1,500 on qualifying purchases in the first 90 days.3
Choose Your Rewards
Get rewarded for your everyday spending with the WECU Hive Card, designed to give you cash back on the purchases that matter most to your hive.
WECU Card Features
Buzzworthy Benefits
Mobile Wallet
Pay effortlessly with your phone. Add your card to Apple Pay, Google Pay, and more.
Freeze Card
Lock your card instantly—no hassle, no stress. Control at your fingertips.
Tap to Pay
Quick and secure checkout with a simple tap. No swiping, no waiting.
0% Annual Fee
Enjoy all the perks—without the yearly cost. A card that works for you.
Flexible Rewards
Your rewards, your choice—choose your monthly reward categories.
Redemption Choices
Redeem points your way—cash back, travel, or gift cards.
No Foreign Transaction Fees
Shop abroad with zero foreign transaction fees, wherever life takes you.
Earn and Redeem Rewards
Cash in Points Anytime - They Never Expire!
You can use your points to book flights, hotels, and rental cars for your next trip, receive cash back to use as you please, or even donate to a charity of your choice. Points don't expire! Alternatively, you can redeem your points for gift cards from your favorite retailers, restaurants, or online stores. Minimum point redemption starts at $25. With so many options available, you can make the most of your rewards.
Member Rewards Terms and Conditions
Bee-yond Expectations
Security and Fraud Protection
WECU’s VISA Cards are monitored for fraud detection 7 days a week, 24 hours a day, because safeguarding your information is job number one here. At no time will you be prompted to give your account number(s), PIN, expiration date, full social security number, or CVC three-digit code on the back of your card. Do not give this information to anyone.
Get more with the WECU Hive Card
Signature Benefits
The WECU Hive Card also comes with Signature Benefits from Visa such as ID Navigator Powered by NortonLifeLock,™ VISA Signature® Concierge Services, Travel and Emergency Assistance, and a premium collection of benefits at a selection of the world’s most intriguing and prestigious properties. Learn more at Visa Signature Hotels
Earn $150 Bonus on Qualifying Purchases
Get 0% Intro APR for 6 months, after intro period rate of 18.40% – 25.40% APR will apply2 with the WECU Hive Card plus $150 bonus.3 Don’t have a WECU Hive Card? Prequalify today with no impact to your credit.
0% Balance Transfers
Transfer your existing credit card balance and enjoy 0% APR for up to 6 months, after intro period rate of 18.40% - 25.40% APR will apply.2 Pay down debt faster with no interest and lower your monthly payments. Explore our credit cards to find what works best for you. Need additional help? Find a location.
Disclosures
1See Member Rewards Terms and Conditions.
20% Intro APR for 6 months on purchases and balance transfers. Balances transferred from existing WECU cards do not qualify. 6-month period ends after 6 statement cycles. After 6 months, variable rate of 18.40% APR – 25.40% APR will apply, depending on creditworthiness. Rates and terms subject to change at any time without notice. APY accurate as of 02/16/2025.
3To receive 15,000 bonus points, you must spend $1,500 in qualifying purchases on your WECU Hive Visa in the first 90 days. 15,000 bonus points can be redeemed for $150.