Earn 3x The Rewards With

WECU Lux Visa

Prequalify today with no impact to your credit score4


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Do What You Love and Get Rewarded

You work hard, so you deserve to do what makes you happy. Better yet, have your adventure and earn 3x points on all dining, entertainment, home improvement, and streaming services along the way. With WECU Lux Visa, get rewarded today to be ready for the next adventure tomorrow.

Earn and Redeem Rewards

Cash in Points with No Annual Fee

You can use your points to get cashback, book flights, hotels, and rental cars for your next trip, receive cashback to use as you please, or even donate to a charity of your choice. Alternatively, you can redeem your points for gift cards from your favorite retailers, restaurants, or online stores. Minimum point redemption starts at $25. With so many options available, you can make the most of your rewards.

Member Rewards Terms and Conditions


Tap To Pay

WECU Lux Visa's contactless tap to pay feature makes payments secure and convenient. Simply tap to pay and be on your way.

Get more with WECU Lux Visa

Signature Benefits

WECU Lux Visa also comes with Signature Benefits from Visa such as ID Navigator Powered by NortonLifeLock,™ VISA Signature® Concierge Services, Travel and Emergency Assistance, and a premium collection of benefits at a selection of the world’s most intriguing and prestigious properties. Learn more at Visa Signature Hotels

See all Visa Benefits here: Benefits by Visa

Get 0% Intro APR2 with Lux Visa

Get 0% Intro APR2 for 12 months with WECU Lux Visa. Don't have a WECU Lux Visa? Prequalify today with no impact to your credit.

13x rewards points applies to Dining, Entertainment, Home Improvement, and Streaming purchases. All other categories receive 1x rewards points.

20% Intro APR for 12 months on purchases and balance transfers. Balances transferred from existing WECU cards do not qualify. 12-month period ends after 12 statement cycles. After 12 months, variable rate of 19.40% APR – 26.40% APR will apply, depending on creditworthiness. Rates and terms subject to change at any time without notice.

3To receive 25,000 bonus points, you must spend $2,500 in qualifying purchases on your WECU Lux Visa in the first 90 days.

4Information contained in your credit report will be used to qualify you for an offer. An offer is not guaranteed. Loan approval is subject to verification of income, debt-to-income ratio, credit information, and application information needed to meet the minimum requirements established for the offer.

Lux Visa Disclosures

We are excited to help you on your home ownership journey!

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