✔ 8.00% APY up to $5,0002
✔ Early Payday
✔ Member Rewards
✔ ATM Refunds
Open a Spend Plus checking account in as few as 3 minutes!
8.00% APY2
Get paid 2 days early with direct deposit.
Balance alerts helps you stay on top of your finances.
Get up to $10 per month in ATM refunds.
View your FICO score in online banking.
We know you’re on the move, so banking should never slow you down. Download our 4.8 star app‡ today to manage your accounts, pay your bills, check your balances and more. Click, swipe, tap. It’s as easy as that. Learn more about our online services.
Open an account in as few as 3 minutes! No ATM fees at 30,000 ATMs across the U.S.
1 Offer is available for a limited time to qualifying individuals who have not been a member in the last twelve (12) months. Requirements to receive $400: New member must open Spend Plus checking online at wecu.com and receive a direct deposit of $1,000 or more into that new account within the first 60 days. Bonus will be deposited into the account on day 65, if requirements are met. You are responsible for any taxes due on the value of the bonus offer. We will report the bonus to tax authorities as required. Please consult a tax advisor, WECU does not provide tax advice. Only tax-reporting account owners are eligible. Foreign members without tax identification numbers are not eligible. One bonus per person. Can not be combined with other new member offers. Offer expires December 31, 2025. WECU may change or discontinue this offer without notice. Spend Plus Rewards Checking requires $1 to open. Monthly fee is waived with Direct Deposit greater than $100 per month; otherwise account is $5 per month. It comes with early payday, up to $10 in ATM fee refunds per month, 1 point per $20 spent with your Debit Card per month, 10 points per month per $1,000 in WECU Loans, and 250 points per month for a WECU Mortgage. See Member Rewards Terms & Conditions or contact us for details.
2 APY = Annual percentage yield. 8.00% APY on balances up to $5,000; .05% base APY plus additional 7.95% APY monthly for qualifying accounts with 20 Debit Card Transactions, enrollment in eStatements, and direct deposit greater than $100 per month. Non-qualifying accounts and balances over $5,000 will earn .05% APY. Minimum opening deposit of $1 is required. Fees could reduce earnings. APY is accurate as of 01/31/2024.
3 Early access to automatic deposits depends on the day the money is sent. WECU deposits the funds on the business day the payment is received, which may be up to 2 days earlier than the scheduled payment date.
‡ WECU Mobile is rated 4.8 in the Apple App Store and 4.6 in Google Play, as of December 2024.
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